--- title: "Corgi vs RiskCube: Tech E&O Insurance" description: "Corgi quotes Tech E&O instantly, but its base form excludes contract-only, IP, data-breach and AI claims unless you add endorsements; RiskCube is a broker that shops several insurers for AI, fintech, govtech, defense, space and Web3 companies and returns quotes in about 24 hours." canonical: "https://spot.insure/compare/corgi-vs-riskcube/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "corgi-vs-riskcube" provider-a: "corgi" provider-b: "riskcube" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-riskcube/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Corgi and RiskCube for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Corgi versus RiskCube. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs RiskCube for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Corgi or RiskCube? - What does Corgi or RiskCube publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Corgi and RiskCube. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Corgi vs RiskCube](https://spot.insure/compare/corgi-vs-riskcube) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile - [RiskCube profile](https://spot.insure/insurance-providers/riskcube) — provider profile # Corgi vs RiskCube: How Do They Compare for Tech E&O Insurance? Corgi gives an instant online quote on stand-alone Tech E&O. RiskCube, an independent brokerage, compares carriers for AI/ML, fintech, govtech and Web3 firms and typically returns quotes in about 24 hours. Corgi quotes Tech E&O instantly online but its base form excludes contract-only, IP, data-breach and AI claims, while RiskCube shops several insurers for AI, fintech, govtech, defense, space and Web3 companies and quotes in about 24 hours. ## Corgi vs RiskCube Tech E&O Insurance Summary Corgi quotes Tech E&O instantly, but its base form excludes contract-only, IP, data-breach and AI claims unless you add endorsements; RiskCube is a broker that shops several insurers for AI, fintech, govtech, defense, space and Web3 companies and returns quotes in about 24 hours. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") ## What Are the Key Differences Between Corgi and RiskCube Tech E&O Insurance? ### Instant Quote on One Form vs a 24-Hour Market Scan Corgi sells Tech E&O as an instant-quote policy on its own program. RiskCube is an independent brokerage that compares Tech E&O across insurers it does not name, for AI/ML, fintech, govtech, defense, space and Web3 companies; it asks for product, customer, revenue, SLA or indemnity details and prior claims, and usually quotes in about 24 hours. Choose Corgi if you want cover today and your contracts are simple; choose RiskCube if you are in one of its sectors or your customers impose heavy contract terms. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [4](https://riskcubeai.com/disclosures "Disclosures & Compensation") ### Narrow Base Form vs Contract and SLA Failures Covered Corgi's standard policy excludes claims arising solely from contract or SLA failure, IP infringement, data-breach liability and AI-related claims unless you add endorsements. RiskCube describes cover for software errors, SLA or contract failures, client financial losses and related data loss plus defense, and lists common exclusions such as fraud, incidents known before binding, patent and other IP infringement, and insolvency. If you sign SLAs, a bare Corgi policy may miss the claims you are most likely to face. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") ### AI Cover: Endorsement vs Excess Layer Corgi sells an AI/algorithmic liability endorsement on its primary form. RiskCube says it can add excess cover for algorithmic bias or hallucination claims and checks the waiver-of-subrogation language enterprise contracts demand. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") ## What Should You Confirm in Corgi and RiskCube Tech E&O Insurance Quotes? - Ask RiskCube whether patent infringement is excluded on its proposed form; Corgi excludes IP unless endorsed. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - Ask Corgi whether your policy is issued by Technology Risk Retention Group, a member-owned insurer, or a partner insurer. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - If a customer contract requires a waiver of subrogation, ask both to show it on the form. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - Corgi shows an illustrative $1 million / $2 million limit; ask RiskCube what limits it can get. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") ## Corgi vs RiskCube Tech E&O Insurance Compared | Criteria | Corgi Tech E&O | RiskCube Technology Errors and Omissions (E&O) Insurance | | --- | --- | --- | | How to Apply | Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage policy-card labeling as of 2026-09-23..) | RiskCube asks applicants for product, customer, revenue and contract details such as SLAs or indemnities, plus prior claims or known incidents, and says it typically returns Tech E&O quotes within about 24 hours depending on underwriting complexity. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page process steps and "What information do I need to apply" / "How fast can we get Tech E&O quotes" FAQs..) | | Coverage Features | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger..)

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) | RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "What's covered" section..)

RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Common Exclusions" section..) | | Role in This Line | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Tech E&O product page and homepage package contents; package composition may change..) | RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes..) | | Issuing Insurer | Corgi says Tech E&O is primarily underwritten by Technology Risk Retention Group (TRRG), an unrated risk retention group; buyers who need admitted, AM Best-rated paper can instead be placed with affiliated partner carriers rated A- or better, subject to eligibility. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O FAQ on carrier rating; the actual issuing carrier for a given policy appears on the declarations page, not this page..) | RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including Tech E&O, are underwritten and issued by third-party carriers it does not name; the Tech E&O page itself does not identify an issuing insurer. [4](https://riskcubeai.com/disclosures "Disclosures & Compensation") [3](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Company-wide entity and licensing disclosure and the Tech E&O product page as read on 2026-09-23..) | ## About Corgi and RiskCube and Tech E&O Insurance - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [RiskCube company profile](https://spot.insure/insurance-providers/riskcube) · [RiskCube customer reviews](https://spot.insure/insurance-providers/riskcube/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Corgi vs RiskCube Tech E&O Insurance - [Corgi vs RiskCube](https://spot.insure/compare/corgi-vs-riskcube): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) - [RiskCube Tech E&O Insurance](https://spot.insure/insurance-providers/riskcube/technology-errors-omissions) ## Sources for Corgi vs RiskCube Tech E&O Insurance ### Sources About Corgi 1. [Tech E&O Insurance for Startups | Corgi Insurance](https://www.corgi.insure/tech-eo). Corgi Insurance; What's Actually Inside Your Tech E&O Policy (form CORG-EO-0100 / CORG-TECH-0500); Scenario notes; Policy notes; Available Add-ons; Tech E&O Glossary; FAQ including carrier rating question. Accessed 2026-09-23. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies: Tech & AI Liability card marked "Instant quote"; Coverage Designed Around Your Startup's Journey package contents listing Tech E&O. Accessed 2026-09-23. ### Sources About RiskCube 3. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Who needs this coverage; What is Tech E&O; What's covered; Common Exclusions; FAQs; application steps; "Independent brokerage · NPN 21694336" footer. Accessed 2026-09-23. 4. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/corgi-vs-riskcube/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)