Corgi vs Relm Insurance: How Do They Compare for Cyber Insurance?

Corgi's standard cyber is third-party only and quoted online; Relm Insurance sells cyber through brokers next to its tech E&O line and lists first-party and ransom cover.

Relm markets cyber liability next to Technology E&O, notes they are not the same, and describes first-party losses plus third-party claims. Corgi's standard form covers third-party claims only and lets you request a quote online. ^4,¹

What Are the Key Differences Between Corgi and Relm Insurance Cyber Insurance?

A Broker Channel With Both Grants Versus an Online Third-Party Shell

Relm markets cyber on the same page as Technology E&O and says the two are related but not the same. It distinguishes first-party cyber (your own losses) from third-party cyber liability (claims against you), and lists notification, credit monitoring, PR, forensics, and legal defense. Corgi's standard form covers third-party network and privacy claims only; those first-party costs are endorsements. Relm sells through insurance brokers with no direct online quote on the reviewed pages. Choose Relm if you want a brokered cyber placement kept distinct from Tech E&O; choose Corgi if you want to quote a third-party form online. ⁴ ¹

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Who It Is For and What Numbers Exist

Relm says a business is exposed if it relies on digital infrastructure, and it frames coverage around sectors with untested legal terrain. Corgi illustrates $1 million per claim, $2 million aggregate, and a $10,000 retention. Relm does not name an issuing insurer and publishes no limits. Corgi also excludes regulatory investigations unless endorsed. ⁴ ¹

What Should You Confirm in Corgi and Relm Insurance Cyber Insurance Quotes?

Ask Relm which broker path applies and which insurer would issue the policy. ⁴
Ask Corgi which first-party endorsements are priced. ¹
Confirm Relm would not treat Tech E&O as a substitute for cyber. ⁴

Corgi vs Relm Insurance Cyber Insurance Compared

Corgi vs Relm Insurance: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	Relm Cyber Insurance
How to Apply	You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.	Relm sells cyber insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ⁴Company-reported. Cyber and Tech E&O page framing; consistent with Relm's broader broker-distribution model.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	Relm says cyber coverage addresses network security breaches, privacy breaches and extortion threats, including data breach response costs (notification, credit monitoring, PR), forensic investigation and legal defense, ransom payments and business interruption losses, data and asset recovery, and digital crime such as funds transfer fraud and invoice manipulation. ⁴Company-reported. Cyber and Tech E&O page 'What is Cyber Insurance?' section; the issued policy and declarations control. Relm distinguishes first-party cyber coverage (the insured's own losses) from third-party cyber liability (claims against the client resulting from a loss), saying third-party cyber typically covers legal fees, settlements and regulatory penalties. ⁴Company-reported. Cyber and Tech E&O page 'First-Party Vs. Third-Party Cyber Liability Insurance' section.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	Relm markets cyber liability insurance as a distinct line on the same page as its Technology Errors and Omissions product, explicitly noting the two are related but not the same coverage. ⁴Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers general cyber liability, distinct from Relm's separate generative-ai-liability offering record covering its NOVAAI, PONTAAI and RESCAAI AI-specific products.

Criteria

Corgi Cyber Liability

Relm Cyber Insurance

How to Apply

You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.

Relm sells cyber insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ⁴Company-reported. Cyber and Tech E&O page framing; consistent with Relm's broader broker-distribution model.

Coverage Features

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.

Relm says cyber coverage addresses network security breaches, privacy breaches and extortion threats, including data breach response costs (notification, credit monitoring, PR), forensic investigation and legal defense, ransom payments and business interruption losses, data and asset recovery, and digital crime such as funds transfer fraud and invoice manipulation. ⁴Company-reported. Cyber and Tech E&O page 'What is Cyber Insurance?' section; the issued policy and declarations control.

Relm distinguishes first-party cyber coverage (the insured's own losses) from third-party cyber liability (claims against the client resulting from a loss), saying third-party cyber typically covers legal fees, settlements and regulatory penalties. ⁴Company-reported. Cyber and Tech E&O page 'First-Party Vs. Third-Party Cyber Liability Insurance' section.

Role in This Line

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.

Relm markets cyber liability insurance as a distinct line on the same page as its Technology Errors and Omissions product, explicitly noting the two are related but not the same coverage. ⁴Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. This record covers general cyber liability, distinct from Relm's separate generative-ai-liability offering record covering its NOVAAI, PONTAAI and RESCAAI AI-specific products.