Corgi vs Newfront: How Do They Compare for General Liability Insurance?

Newfront brokers GL for companies of every size and offers claims advocacy and risk-control resources; Corgi sells startup-focused standalone CGL with online quoting and same-day binding for eligible applicants.

Corgi underwrites CGL itself through Technology Risk Retention Group and publishes illustrative limits online. Newfront brokers general liability as one of several casualty coverages and pairs placement with claims advocacy and risk control. ^1,³

What Are the Key Differences Between Corgi and Newfront General Liability Insurance?

Underwriting and What's Published About the Policy

Corgi names Technology Risk Retention Group, Inc. as its CGL insurer and publishes illustrative limits: $1 million per occurrence and $2 million aggregate. ¹ Newfront's casualty page lists General Liability as a Key Coverage it places but does not name an insurer or publish limit figures, since those depend on the specific carrier placement it arranges. ³

Standalone Product Versus Part of a Casualty Program

Corgi's CGL is a defined form (CORG-CGL-0100) sold standalone or bundled into startup package tiers. ¹ Newfront groups general liability with product liability, auto liability, workers' compensation, umbrella/excess and environmental/pollution liability inside one casualty program structure. ³

Services Beyond the Policy

The reviewed Corgi CGL page does not describe risk-control or loss-prevention services attached to the policy. ¹ Newfront's casualty practice, by contrast, pairs placement with claims advocacy and risk control:

Newfront says its casualty practice provides claims advocacy and integrated risk control resources to help clients mitigate risk exposures and reduce claim frequency and costs, alongside predictive analytics and benchmarking. ³Company-reported. Claims Advocacy & Risk Control and Predictive analytics and benchmarking sections; described casualty-wide, not general-liability-specific.

How You Buy

Corgi's flow is self-serve online, with same-day binding for eligible applicants. ¹ Newfront's page routes buyers to a consultation request rather than an online quote. ³

What Should You Confirm in Corgi and Newfront General Liability Insurance Quotes?

Ask Newfront which insurer would issue your general liability policy, since its casualty page does not name one. ³
Ask Corgi whether your business qualifies for same-day binding or requires additional underwriting review. ¹
Confirm Corgi's declarations-page limits against the illustrative figures shown on its CGL page. ¹
Ask Newfront what its claims-advocacy and risk-control services specifically include for a general liability claim, versus casualty overall. ³

Corgi vs Newfront General Liability Insurance Compared

Corgi vs Newfront: General Liability Insurance: documented features by provider

Criteria	Corgi Commercial General Liability (CGL)	Newfront General Liability Insurance
Limits and Retentions	Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. ¹Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy.	Newfront's casualty page says it can structure guaranteed-cost, large-deductible, self-insurance and captive programs, but does not publish specific limits, deductibles or retentions for general liability. ³Company-reported. Placement Expertise section; program-structure options described in general terms for casualty overall.
How to Apply	You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^1,²Company-reported. CGL page call to action and homepage self-serve description.	You start a general liability placement by requesting a consultation through Newfront's casualty page. ³Company-reported. Casualty page call-to-action; no online quoting or binding described.
Coverage Features	The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ¹Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.	Newfront lists General Liability among the Key Coverages of its casualty program, alongside product liability, auto liability, workers' compensation, umbrella/excess liability, and environmental and pollution liability. ³Company-reported. Casualty page Key Coverages list; no description of general-liability-specific limits, endorsements or exclusions.
Role in This Line	Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^2,¹Company-reported. Homepage package contents and the CGL product page.	Newfront's casualty practice brokers general liability coverage. It negotiates placement and program structure with carriers rather than underwriting the risk itself. ³Company-reported. Casualty offering page; general liability is one of several coverages the casualty practice places.
Claims Support	Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. ¹Company-reported. CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page.	Newfront says its casualty claims advocacy team manages claims through resolution, which would include a general liability claim. ³Company-reported. The Newfront Difference section; casualty-wide description, not a general-liability-specific claims workflow.