Corgi vs Newfront: How Do They Compare for D&O Insurance?

Newfront brokers D&O through financing and public-listing stages and provides 24/7 program access; Corgi sells startup coverage online with example per-claim and total limits.

Corgi lets early-stage startups quote D&O online, with an illustrative $1M per claim and $2M aggregate and a $25,000 retention. Newfront brokers D&O through consultation for private companies from seed onward, including more than 120 unicorns, and for companies going or already public. ^1,²

What Are the Key Differences Between Corgi and Newfront D&O Insurance?

Buy an Early-Stage Policy Online vs Hire a Broker That Scales to IPO

Corgi sells D&O standalone or inside its pre-seed and seed packages, and you can read what the form covers before you apply. Newfront says it has worked with more than 500 public companies on matters such as M&A and IPOs, handles IPO, deSPAC and direct-listing transitions, and lists Side A DIC, extra cover for directors that sits over the main policy. Choose Corgi if you're pre-seed or seed and want D&O in place quickly with known terms; choose Newfront if you're raising later rounds, planning to go public, or want a broker to negotiate claims for you. ¹ ²

Help Beyond the Policy

Corgi sells add-ons for outside board seats, crisis PR after bad press, and regulatory inquiries short of a formal claim. Newfront offers integrated claims and coverage negotiation, a 24/7 dashboard for your program, and renewals pre-filled from your history. ¹ ²

What Should You Confirm in Corgi and Newfront D&O Insurance Quotes?

Corgi's D&O is written by Technology Risk Retention Group, a risk retention group. Ask whether it's available in your state and what backs it, since risk retention groups aren't covered by state guaranty funds. ¹
Ask Newfront which insurers it will approach and the limit and retention it recommends; its page publishes neither. ²
If you're raising a round, ask Corgi whether your structure counts as an exempt offering under its securities carve-back. ¹

Corgi vs Newfront D&O Insurance Compared

Corgi vs Newfront: D&O Insurance: documented features by provider

Criteria	Corgi Directors & Officers (D&O)	Newfront Directors and Officers (D&O) Insurance
How to Apply	You can request a D&O quote online through Corgi's self-serve application. ¹Company-reported. Product page quote call to action.	Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. ²Company-reported. Committed to Client Advocacy section and page call-to-action; no online quoting or binding described.
Coverage Features	The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. ¹Company-reported. Coverage summary for form CORG-DO-0100; the issued policy and declarations control. The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. ¹Company-reported. Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt. Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. ¹Company-reported. Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered.	Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. ²Company-reported. Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording.
Role in This Line	Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. ¹Company-reported. Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself.	Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. ²Company-reported. Executive Risk offering page and Leadership section.
Risk Services	Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). ¹Company-reported. Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply.	Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. ²Company-reported. Industry-Leading Technology section of the Executive Risk page.