Corgi vs Newfront Cyber Insurance

Newfront names technology E&O as part of its cyber practice and offers proprietary limit modeling; Corgi sells cyber liability alone with illustrative limits.

What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. 1,2,3,4,5

Read the Corgi profile

What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 7,8,9,10

Read the Newfront profile

What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 12

Read the full coverage guide

Key Differences in Cyber Insurance

What's Bundled Into the Practice

Newfront's Cyber Risk practice treats cyber liability, data breach coverage, technology errors and omissions, business interruption, network security liability, and cyber extortion as one connected set of Key Coverages under the same team. 11 Corgi sells cyber liability as its own standalone product, distinct from any technology E&O offering, and its base form covers third-party claims only:

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 6Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

How Limits Get Set

Newfront says its technology team provides proprietary modeling data to help a client choose limits aligned with its specific risk exposure and tolerance, rather than publishing standard figures. 11 Corgi instead shows the same illustrative structure to every visitor on its product page: up to $1 million per claim, $2 million in the aggregate, and a $10,000 self-insured retention. 6

How You Start

Newfront routes buyers to a consultation with its Cyber Practice, led by a named Head of the practice, rather than a self-serve quote. 11 Corgi's process is the opposite: a quote request directly on its product page with no named advisor. 6

What to Confirm in Cyber Insurance Quotes

  • Ask Newfront which insurer would issue the policy and how its proprietary modeling translated into the specific limit recommended. 11
  • Ask Corgi for endorsement pricing to add breach response, ransomware and business interruption to its third-party-only base. 6
  • Ask Newfront whether the Technology E&O piece is bundled into the same policy as cyber liability or placed separately. 11
  • Ask Newfront what its "hands-on" claims consultation includes before a claim happens versus after, since the page describes both pre- and post-loss advocacy. 11

Offering Details

Corgi vs Newfront Cyber Insurance: documented features by provider

CriteriaCorgi Cyber LiabilityNewfront Cyber Risk Insurance
Role in This Line

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. 2,6Company-reported. Homepage package contents and the cyber liability product page.

Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. 11Company-reported. Cyber Risk offering page.

Issuing Insurer

Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. 6,1Company-reported. Cyber product page and Corgi disclaimers.

The reviewed Cyber Risk page does not name the insurer or insurers that would issue a cyber policy placed through Newfront. 11Not publicly disclosed. Cyber Risk page as read on 2026-09-23; carrier depends on the specific placement.

Who It’s For

Not described in the reviewed sources.

The Cyber Risk page does not state a company-size or industry eligibility threshold; it speaks generally about clients facing "evolving cyber risk and increased underwriting standards." 11Not publicly disclosed. Our Approach section; general framing, not a stated eligibility rule.

Coverage Features

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 6Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. 6Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. 6Company-reported. Scenario notes for form CORG-CY-0100.

Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. 11Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.

Limits and Retentions

Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. 6Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.

Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. 11Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.

Risk Services

The reviewed cyber page does not describe security monitoring or other risk-management services for policyholders. 6Not found in reviewed sources. Cyber product page as read on 2026-09-23.

Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. 11Company-reported. Subject Matter Expertise section of the cyber page.

How to Apply

You can request a cyber quote online through Corgi. 6Company-reported. Product page quote call to action.

You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. 11Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.

Claims Support

Not described in the reviewed sources.

Newfront says it provides "hands-on" claims consultation for cyber breaches, including pre- and post-loss advocacy and resolution consultation to prepare clients on breach-response protocol before a claim. 11Company-reported. Claims Consultation section of the cyber page; a described service, not a claims-outcome statistic.

Full Comparison

More Corgi vs Newfront Comparisons

Other Cyber Insurance Comparisons

Sources

Corgi

  1. Disclaimers. Corgi Insurance; Insurer and producer disclosures. Accessed 2026-09-16.
  2. Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Coverage Designed Around Your Startup’s Journey: package contents. Accessed 2026-09-23.
  3. Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
  4. NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
  5. Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
  6. Cyber Liability Insurance for Startups. Corgi Insurance; What’s Actually Inside Your Cyber Policy (form CORG-CY-0100); Scenario notes; Policy notes; Available Add-ons. Accessed 2026-09-23.

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Cyber Risk. Newfront; Our Approach: Superior Risk Management, Coverage Negotiation, Claims Consultation; Key Coverages to Protect Your Business; Subject Matter Expertise; Leadership: Jennifer Wilson. Accessed 2026-09-23.

Cyber Insurance Guide

  1. Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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