Corgi vs 
Kinro: How Do They Compare for Cyber Insurance?
Corgi sells a third-party-only cyber form online with example limits up to $1 million per claim; Kinro is a broker matching carriers from revenue, data volume and controls.
Kinro is a broker that matches a business to a cyber carrier using revenue, record counts, payment handling, and controls such as MFA. Corgi's standard form covers third-party claims only and lets you quote online with illustrative $1 million limits. 4,1
What Are the Key Differences Between Corgi and Kinro Cyber Insurance?
Matching You to a Carrier Versus Selling a Named Form
Kinro is a broker: it matches a business to a cyber liability carrier rather than underwriting the policy, and it says the product can underwrite differently by operation. To quote, it collects revenue, record counts, payment handling, and data types, plus MFA, backups, email protections, and vendor access, and it often reviews cyber together with E&O. Corgi sells form CORG-CY-0100 online. The standard grant is third-party network and privacy liability; response and ransomware are endorsements. Choose Kinro if you want a broker to fit you to a carrier using those controls; choose Corgi if you want to start online on a named third-party form. 4 1
The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 1Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.
Who Typically Buys and What Numbers Are Public
Kinro says cyber commonly fits professional services, retail, restaurants, and SaaS when a business stores customer, payment, employee, or health information or relies on cloud tools. Corgi illustrates $1 million per claim, $2 million aggregate, and a $10,000 retention. Kinro does not publish limits; it lists current limits and contract requirements as inputs carriers need to quote. 4 1
What Should You Confirm in Corgi and Kinro Cyber Insurance Quotes?
Corgi vs Kinro Cyber Insurance Compared
Corgi vs Kinro: Cyber Insurance: documented features by provider
| Criteria | Corgi Cyber Liability | Kinro Cyber Liability |
|---|---|---|
| How to Apply | You can request a cyber quote online through Corgi. 1Company-reported. Product page quote call to action. | To quote cyber liability, Kinro collects revenue, record counts, payment handling and data types, plus security controls such as MFA, backups, email protections and vendor access, and often reviews cyber together with E&O, BOP and D&O coverage. 4Company-reported. Cyber Liability page "Quote file" and "Reviewed with" sections. |
| Coverage Features | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 1Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. 1Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. 1Company-reported. Scenario notes for form CORG-CY-0100. | Kinro says cyber liability placements typically address data breach, ransomware, privacy, funds-transfer fraud and incident-response questions, along with exposures tied to vendor, payment, customer-data and employee-data handling. 4Company-reported. Cyber Liability page "Coverage" section; actual terms depend on the carrier and policy placed. |
| Role in This Line | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. 2,1Company-reported. Homepage package contents and the cyber liability product page. | Kinro is a broker: it matches a business to a cyber liability carrier rather than underwriting the policy itself, saying the product "can underwrite differently" by operation and that market fit depends on carrier appetite. 4Company-reported. Cyber Liability page "Routing" and "Market fit" sections. |
