Corgi vs HUB International: How Do They Compare for Tech E&O Insurance?

You can quote and bind Corgi's stand-alone Tech E&O online on the spot. HUB International brokers it through a conversation with a broker, customized to your size and risk, with no online quote flow.

Corgi lets you quote and bind its Tech & AI Liability policy online instantly, with sample limits of $1 million per claim and $2 million total. HUB is a broker that customizes E&O to your size, industry and limits, and can add prior-acts and tail cover. ^2,^1,^3,⁴

What Are the Key Differences Between Corgi and HUB International Tech E&O Insurance?

Instant Online Bind vs a Customized Broker Placement

Corgi labels Tech & AI Liability an instant-quote policy you can bind online, unlike the 1–14 day turnaround it gives specialty lines. HUB sends you to a broker and tailors E&O to your size, industry, location, risk and desired limits; it says it insures more than 5,000 technology companies. Choose Corgi if you’re an early-stage company that needs cover quickly; choose HUB if you want terms negotiated or need to carry over prior-acts cover from an old policy. ² ³ ⁴

Named Tech Failures With Exclusions vs Prior Acts and Tail

Corgi’s claims-made policy responds to negligent errors in technology services, outages from a code update, and negligent systems integration or data migration, with exclusions for contract, AI, IP and data-breach claims unless endorsed. HUB says E&O typically covers defense, judgments, settlements and fines, and can include prior-acts cover back to a retroactive date plus tail, protecting you when you switch insurers. Corgi doesn’t describe prior-acts or tail. ¹ ³

What Should You Confirm in Corgi and HUB International Tech E&O Insurance Quotes?

Ask Corgi which endorsements restore cover for contract, AI, IP and data-breach claims. ¹
Ask both for the retroactive date and tail options. ³ ¹
Get HUB’s per-claim and aggregate limits in dollars to compare with Corgi’s $1 million / $2 million sample. ³ ¹
Ask HUB which insurer it proposes. Corgi names Technology Risk Retention Group (a member-owned insurer without state guaranty fund backing) as primary underwriter, with A- rated partners. ¹ ⁴

Corgi vs HUB International Tech E&O Insurance Compared

Corgi vs HUB International: Tech E&O Insurance: documented features by provider

Criteria	Corgi Tech E&O	HUB International Technology Errors and Omissions Insurance
How to Apply	Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.	HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. ³Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.	HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ³Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.
Role in This Line	Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.	HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^3,⁴Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.

Criteria

Corgi Tech E&O

HUB International Technology Errors and Omissions Insurance

How to Apply

Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.

HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. ³Company-reported. Product-page call to action as read 2026-09-23.

Coverage Features

The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger.

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.

HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ³Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.

Role in This Line

Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.

HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^3,⁴Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.