Corgi vs HUB International: How Do They Compare for Professional Liability (E&O) Insurance?

HUB International connects you with a broker to customize E&O by size, industry and limits, with no online quote flow. Corgi offers Miscellaneous E&O to service businesses, quoted in 1 to 14 days.

HUB says its professional liability/E&O policies are typically claims-made with per-claim and aggregate limits, prior-acts coverage and optional tail coverage. Corgi's Miscellaneous E&O page publishes none of that structure. ^5,^2,¹

What Are the Key Differences Between Corgi and HUB International Professional Liability (E&O) Insurance?

Published Policy Structure Versus a Bare Product Listing

HUB describes the policy structure it typically arranges for this line: claims-made with per-claim and aggregate limits, a retroactive date for prior-acts coverage, and optional tail coverage for an extended reporting period. ⁵ Corgi's Miscellaneous E&O listing describes none of that structure; the card names the product and a turnaround window without describing claims-made terms, retroactive dates or tail options. ¹

When comparing Corgi and HUB International, use the published detail to screen for fit, then compare the quoted form, exclusions, and limits before buying.

What Happens After a Claim

HUB tells policyholders to notify their broker and carrier as soon as possible after an incident and submit documentation including a narrative of the events leading up to the claim:

HUB's E&O page tells policyholders to notify their broker and carrier as soon as possible after an incident and submit documentation including a narrative of the events leading up to the claim. ⁵Company-reported. E&O product-page claims-notification guidance; a general process description, not an outcome measurement.

Corgi's reviewed pages don't describe a claims-reporting process for Miscellaneous E&O at all. ¹

Who Each Company Is Set Up to Serve

HUB names accounting, law, medical, financial-advisory, real estate, architecture and engineering, consulting, contracting and technology businesses as typical buyers for this line. ⁴ Corgi instead sells one Miscellaneous E&O product for service-based businesses generally, kept separate from its own named Tech E&O, Real Estate E&O and Lawyer E&O products rather than aimed at specific named industries. ¹

What Should You Confirm in Corgi and HUB International Professional Liability (E&O) Insurance Quotes?

Ask HUB for the specific per-claim and aggregate limits and retroactive date on your quote, since the page describes the structure generally without figures. ⁵
Ask Corgi for a written claims-notification process, since its reviewed pages don't describe one for Miscellaneous E&O. ¹
Get the issuing carrier from both; HUB says it varies by client and placement, and Corgi's disclosures name multiple possible carriers without identifying one. ⁴ ³
Ask HUB whether tail coverage is included or priced separately if you later stop the policy. ⁵

Corgi vs HUB International Professional Liability (E&O) Compared

Corgi vs HUB International: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Corgi Miscellaneous E&O	HUB International Professional Liability (E&O) Insurance Brokerage
Who It’s For	Corgi targets Miscellaneous E&O at service-based businesses generally, positioned as a catch-all for professional-liability exposure not covered by its technology-, real-estate-, or legal-specific E&O products. ^2,¹Company-reported. Catalog description; no industry, size, or state restrictions are published for this line.	HUB names accounting, law, medical, financial-advisory, real estate, architecture and engineering, consulting, and contracting businesses as typical E&O buyers, and separately lists technology among nine industries its E&O practice serves. ^4,⁵Company-reported. Combined professional-liability and E&O industry lists; not a published underwriting appetite by state.
How to Apply	Miscellaneous E&O sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling.	HUB directs prospects to connect with a broker; the pages describe professional liability/E&O policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. ^4,⁵Company-reported. Product-page call to action and customization description as read 2026-09-23.
Coverage Features	Corgi describes Miscellaneous E&O as broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services, distinct from its named Tech E&O, Real Estate E&O, and Lawyer E&O products. ^2,¹Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line.	HUB says professional liability/E&O policies it arranges can cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest, plus libel, slander or lost-profit claims; intentional acts and employment claims are typically excluded. ⁴Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim. HUB says E&O policies are typically claims-made with per-claim and aggregate limits, can be structured with prior-acts coverage back to a retroactive date, and can offer tail coverage for an extended reporting period; coverage can extend to independent contractors and temporary staff performing work for the business. ⁵Company-reported. E&O product-page structure description; specific limits and retroactive dates are set on the quote and declarations.
Role in This Line	Corgi lists Miscellaneous E&O as a specialty coverage quoted with a 1-14 day turnaround, separate from its instant-quote Tech & AI Liability product and from its Real Estate E&O and Lawyer E&O products, which target specific professions. ^2,¹Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/miscellaneous-errors-and-omissions, /misc-eo) returned 404s.	HUB brokers professional liability, which it also calls errors and omissions (E&O) insurance, rather than underwriting the coverage itself. ^4,⁵Company-reported. Professional liability and E&O product pages as read 2026-09-23; neither names an issuing insurer.