Corgi vs 
HUB International: How Do They Compare for General Liability Insurance?
HUB International's broker role is to place the policy with an insurer, and it says the coverage a business needs varies with its type and location. Corgi includes standalone CGL in every startup package tier it lists.
Corgi's CGL is underwritten by Technology Risk Retention Group, Inc. and bound directly online, while HUB International brokers commercial general liability coverage rather than underwriting it itself. 1,3
What Are the Key Differences Between Corgi and HUB International General Liability Insurance?
A Named Underwriter vs. a Varying Panel
The general liability product page does not name an issuing insurer; HUB places general liability business with insurers that vary by client and placement. 3Not found in reviewed sources. Checked the general liability product page on 2026-09-23; no carrier is disclosed there.
Corgi's reviewed pages name a specific underwriter instead: Technology Risk Retention Group, Inc., a risk retention group rather than one of Corgi's admitted carrier affiliates. 1
Self-Serve Bind vs. Broker Consultation
Corgi runs its own online instant-quote flow, letting eligible applicants complete the application and bind coverage the same day. 1 HUB instead directs prospects to contact a HUB broker to get started, saying the amount of coverage a business needs depends on factors such as business type and location, without a self-service bind path Corgi's page describes. 3
What Triggers a Claim
HUB describes general liability responding to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from employee negligence, property damage caused by employees, and advertising injury such as slander or false advertising. 3 Corgi's form covers similar ground — third-party bodily injury, property damage and a narrower list of personal-and-advertising-injury offenses — but explicitly excludes patent infringement, professional errors, cyber incidents and property in the policyholder's care, custody or control, carve-outs HUB's page doesn't itemize. 1
What Should You Confirm in Corgi and HUB International General Liability Insurance Quotes?
- Ask HUB which insurer it's proposing for your specific placement, since it places business with insurers that vary by client. 3
- Confirm whether Corgi's risk-retention-group underwriter meets any specific contract or licensing requirement you have. 1
- Compare Corgi's illustrative $1 million/$2 million limits against whatever HUB's placement carrier would quote, since HUB's page doesn't publish limit figures. 1 3
- Ask HUB whether it offers risk-control or safety services specific to general liability, since its product page doesn't describe any. 3
Corgi vs HUB International General Liability Insurance Compared
Corgi vs HUB International: General Liability Insurance: documented features by provider
| Criteria | Corgi Commercial General Liability (CGL) | HUB International General Liability Insurance Brokerage |
|---|---|---|
| How to Apply | You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. 1,2Company-reported. CGL page call to action and homepage self-serve description. | HUB says the amount of general liability coverage a business needs depends on factors such as the type of business and its location, and directs prospects to contact a HUB broker to get started. 3Company-reported. Product-page copy; no online quote or bind flow is described. |
| Coverage Features | The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. 1Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording. | HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. 3Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers. |
| Role in This Line | Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. 2,1Company-reported. Homepage package contents and the CGL product page. | HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. 3Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer. |
