Corgi vs HUB International: How Do They Compare for D&O Insurance?

HUB International brokers D&O for nonprofits, private firms, and public companies and describes attorney-led claims support; Corgi sells startup D&O online with example per-claim and total limits.

Corgi lets a pre-seed or seed startup request D&O online, with illustrative limits of $1 million per claim and $2 million aggregate. HUB brokers D&O for private, nonprofit and public companies and puts its own attorneys on your claims. ^1,^2,³

What Are the Key Differences Between Corgi and HUB International D&O Insurance?

Online Startup Policy vs a Broker for Any Company Type

Corgi sells a standalone startup D&O policy or a pre-seed and seed package, and you request a quote online. Optional endorsements cover outside directorships, crisis-event expenses and investigative costs. ¹ HUB's ProEx Professional & Executive Risk practice doesn't issue policies; it says it places over $2 billion in premium with carriers it doesn't name, and it sends D&O prospects to "Connect With a Broker" rather than an online quote. ³ ² Choose Corgi if you are a pre-seed or seed startup that needs about $1 million of D&O without a broker process; choose HUB if you are a nonprofit, a public company, or a larger private company that needs higher limits and claims support.

What Each Policy Covers

Corgi's claims-made form has Side A, Side B and Side C cover, with extra Side C exclusions for intellectual-property claims and contractual liability. It covers individuals who receive a Wells Notice, subpoena or target letter but excludes regulatory investigations of the company itself. ¹ HUB describes the D&O it arranges as protecting personal assets, paying defense in civil, criminal, regulatory or arbitration proceedings, and covering workplace claims. It notes claims can come from regulators, donors, clients, suppliers, competitors, employees, shareholders and creditors. ²

Claims Attorneys on Your Side

HUB's Claims & Legal Risks Group of attorneys works with you from pre-claim wording review through recovery, alongside analytics and litigation support. ² ³ Corgi's reviewed page describes no comparable advocacy team. ¹

What Should You Confirm in Corgi and HUB International D&O Insurance Quotes?

Ask Corgi to confirm the issuer is Technology Risk Retention Group, Inc.; a risk retention group is not backed by state guaranty funds. ¹
Ask HUB which carrier ProEx would approach and whether the quote is private, nonprofit or public-company wording. ²
Get HUB's limits in writing and compare them with Corgi's $1 million / $2 million illustration. ² ¹
Check Corgi's company-level regulatory exclusion if you operate in a regulated market. ¹

Corgi vs HUB International D&O Insurance Compared

Corgi vs HUB International: D&O Insurance: documented features by provider

Criteria	Corgi Directors & Officers (D&O)	HUB International Directors and Officers Insurance Brokerage
How to Apply	You can request a D&O quote online through Corgi's self-serve application. ¹Company-reported. Product page quote call to action.	HUB directs D&O prospects to "Connect With a Broker" rather than an online quote or bind flow. ²Company-reported. D&O product page call to action.
Coverage Features	The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. ¹Company-reported. Coverage summary for form CORG-DO-0100; the issued policy and declarations control. The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. ¹Company-reported. Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt. Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. ¹Company-reported. Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered.	HUB describes D&O coverage it arranges as addressing three areas: personal asset protection for monetary judgments and settlements from an alleged breach of duty, loyalty or care; defense in civil, criminal, judicial, administrative, regulatory or arbitration proceedings; and workplace and employment protection for breach-of-fiduciary-duty and employment-related suits. ²Company-reported. Product-page marketing description; the issued policy's insuring agreements, conditions and exclusions control an actual claim. HUB says D&O claims it sees can come from regulators, donors, clients or customers, suppliers, competitors, employees, shareholders and creditors. ²Company-reported. Product-page list of potential claim sources; not a guarantee of coverage for any specific claimant.
Role in This Line	Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. ¹Company-reported. Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself.	HUB brokers D&O liability coverage for private, nonprofit and public-company clients as part of its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. ^2,³Company-reported. D&O product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer.
Risk Services	Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). ¹Company-reported. Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply.	HUB says its ProEx practice, which lists D&O among its Executive Liability coverages, provides analytics, litigation support and risk-management services to clients of all sizes, led by a named ProEx practice leader. ³Company-reported. ProEx page team and services description; not specific to a single D&O engagement.