Corgi vs HUB International: How Do They Compare for Cyber Insurance?

HUB International is a broker that describes no online quote and lists breach services such as forensics and notification; Corgi's standard cyber is third-party only, quoted online.

HUB brokers cyber rather than underwriting it and lists privacy-attorney, forensic, notification, and regulatory-fine costs among what it arranges. Corgi's standard form covers third-party claims only and sells response as endorsements. ^4,¹

What Are the Key Differences Between Corgi and HUB International Cyber Insurance?

Specialist Placement Versus a Self-Serve Form

HUB brokers cyber and connects you with specialists for a policy assessment; there is no online quote on the reviewed page. Corgi lets you request a quote online. HUB lists privacy-attorney services, IT forensics, state notification, credit monitoring, crisis PR, and regulatory fines among costs it arranges. Corgi's standard form covers third-party network and privacy claims only, with those first-party costs as endorsements and regulatory investigations excluded unless added. Choose HUB if you want a specialist to place that full response list; choose Corgi if you want to start online on a third-party shell. ⁴ ¹

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Who It Is For and What Numbers Exist

HUB frames cyber as relevant to any business that stores data on a network and cites that 85% of data-breach insurance claims come from small to midsize businesses. Corgi sells cyber standalone or in startup packages and illustrates $1 million per claim, $2 million aggregate, and a $10,000 retention. HUB publishes no limits and does not name the issuing insurer. ⁴ ¹

What Should You Confirm in Corgi and HUB International Cyber Insurance Quotes?

Ask HUB which carrier it would place and what response sublimits apply. ⁴
Ask Corgi which endorsements are on the quote. ¹
Confirm whether HUB's regulatory-fine language is actually insurable in your state. ⁴

Corgi vs HUB International Cyber Insurance Compared

Corgi vs HUB International: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	HUB International Cyber Insurance Brokerage
How to Apply	You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.	HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. ⁴Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. ⁴Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. ⁴Company-reported. Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. ⁴Company-reported. Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Criteria

Corgi Cyber Liability

HUB International Cyber Insurance Brokerage

How to Apply

You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.

HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. ⁴Company-reported. Product-page call to action as read 2026-09-23.

Coverage Features

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.

HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. ⁴Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim.

HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. ⁴Company-reported. Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data.

Role in This Line

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.

HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. ⁴Company-reported. Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer.