Corgi vs HUB International Cargo and Transit Insurance

Corgi sells per-load trucking cargo online; HUB brokers marine cargo and stock throughput through a dedicated marine practice.

What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. ^1,^2,^3,^4,⁵

Read the Corgi profile

What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. ^7,^8,⁹

Read the HUB International profile

What Is Cargo and Transit Insurance?

Cargo and transit insurance addresses loss or damage to goods being transported, subject to the coverage purchased. ^11,¹²

Read the full coverage guide

Key Differences in Cargo and Transit Insurance

Haul Certificate Versus Marine Placement

Corgi sells per-load contractual liability cargo to trucking operators and advertises a minutes-scale quote, bind and COI. HUB brokers marine cargo through a dedicated marine practice and does not underwrite the policy. HUB’s page describes damage, loss or theft of freight in transit by land, sea or air, and separately stock throughput that follows goods from manufacturing through final delivery—scope Corgi’s reviewed metadata does not describe. ⁶ ¹⁰

Who the Offering Is Aimed At

Corgi’s product is framed as replacing or supplementing an annual cargo policy for a single haul. HUB’s marine practice lists ocean cargo, passenger vessel, port and terminal operators, ship owners, shipyards, and supply chain and logistics businesses. A trucker who only needs a load board certificate is in Corgi’s stated use case; a shipper or terminal looking for throughput or ocean cargo is in HUB’s listed markets. ⁶ ¹⁰

Online Bind Versus a Marine Specialist

Corgi presents a self-serve bind path on the trucking site. HUB tells prospects to contact a HUB marine insurance specialist; the reviewed marine page does not describe an online quote flow. Neither Corgi’s trucking page nor HUB’s marine page names the issuing insurer, and HUB does not publish per-shipment limits. ⁶ ¹⁰

What to Confirm in Cargo and Transit Insurance Quotes

Ask Corgi for the per-load limit and whether the bind is meant to stand alone or sit over an annual cargo policy. ⁶
Ask HUB whether the placement is marine cargo, stock throughput, or both, and which conveyance modes are scheduled. ¹⁰
Get the carrier name from both; the reviewed pages do not disclose it. ⁶ ¹⁰
Confirm how quickly HUB can issue a certificate compared with Corgi’s advertised minutes-scale COI. ⁶ ¹⁰

Offering Details

Corgi vs HUB International Cargo and Transit Insurance: documented features by provider

Criteria	Corgi Trucking Per-Load Cargo Insurance	HUB International Marine Cargo Insurance Brokerage
Role in This Line	Corgi's cargo insurance for trucking operators is a per-load product (contractual liability cargo coverage bound one haul at a time) offered on trucking.corgi.insure, a separate site from the startup-insurance product pages on corgi.insure. ^6,²Company-reported. Page metadata and site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata, not the full body content.	HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. ¹⁰Company-reported. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer.
Issuing Insurer	The reviewed page content does not name the insurer or underwriting entity for per-load cargo coverage; the trucking site's disclosures were not reachable without executing its client-side application. ⁶Not publicly disclosed. trucking.corgi.insure/insurance/per-load-cargo as fetched on 2026-09-23. Corgi's main-site disclaimers page names Corgi Insurance Company, Inc. and Technology Risk Retention Group, Inc. as underwriters for its startup product lines, but nothing in the reviewed sources ties that disclosure to the separately branded trucking product.	The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. ¹⁰Not found in reviewed sources. Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there.
Who It’s For	Not described in the reviewed sources.	HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. ¹⁰Company-reported. Product-page target-market list; not a published underwriting appetite by cargo type or region.
Coverage Features	Corgi says the per-load cargo product can replace or supplement a trucking operator's existing annual cargo policy, implying it is meant for single-haul or overflow coverage rather than as a standalone annual policy. ⁶Company-reported. Page metadata for trucking.corgi.insure/insurance/per-load-cargo; specific covered perils, commodity exclusions and per-load limits were not accessible in the reviewed page content.	HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. ¹⁰Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim.
Limits and Retentions	Not described in the reviewed sources.	Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. ¹⁰Not publicly disclosed. Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations.
How to Apply	Corgi advertises that a trucking operator can quote, bind and get a certificate of insurance (COI) for per-load cargo coverage in minutes. ⁶Company-reported. Marketing claim from page metadata; quote speed is not independently verified and is not the same as coverage being bound for a specific load.	HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. ¹⁰Company-reported. Product-page call to action as read 2026-09-23.

Full Comparison

More Corgi vs HUB International Comparisons

Other Cargo and Transit Insurance Comparisons

Sources

Corgi

Disclaimers & Licensing. Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15.
Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Site-wide navigation link to trucking.corgi.insure, the separate trucking-insurance property that hosts the Auto Liability and Per-Load Cargo product pages. Accessed 2026-09-23.
Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
Per-Load Cargo Insurance | Corgi Trucking Insurance. Corgi Trucking (trucking.corgi.insure); Page title and meta/OpenGraph description: 'Per-load cargo insurance that can replace or supplement your annual policy. Quote, bind, and get your COI in minutes.'. Accessed 2026-09-23.

HUB International

About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
Marine Insurance Broker Policy & Coverage. HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.

Cargo and Transit Insurance Guide

Commercial Insurance Guide. California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
Special Documents. International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.