Corgi vs 
Heffernan Insurance Brokers: How Do They Compare for Commercial Auto Insurance?
Heffernan Insurance Brokers lists commercial auto among basic coverages and asks you to contact its brokers; Corgi sells trucking operators auto liability up to $1 million with an MCS-90 endorsement (a federal filing for motor carriers).
Corgi targets truckers with MCS-90 and up to $1 million liability; Heffernan lists commercial auto among basic business coverages and offers broader claims and loss-control services. 1,3
What Are the Key Differences Between Corgi and Heffernan Insurance Brokers Commercial Auto Insurance?
Trucking Terms vs. General Business Program
Heffernan’s business coverage page does not specify commercial-auto forms, limits or exclusions, so ask for a line-specific quote before comparing. Corgi’s trucking product lists MCS-90, required state filings at bind and self-insured retentions. 1 3
What Is Spelled Out on the Line
Corgi’s page metadata describes MCS-90, required state filings at bind, and liability limits up to $1 million with SIR options. Heffernan’s business insurance page names the line without insuring agreements, limits, or exclusions. Heffernan’s reviewed page does not describe motor-carrier filings. 1 3
Services and How You Start
Heffernan says buyers of its business insurance, including commercial auto, can use claims services, loss control, HR consulting, and risk management. Corgi’s reviewed trucking pages do not describe those program services. Heffernan directs you to contact the firm; Corgi’s trucking product is presented on a dedicated auto-liability URL rather than a general contact prompt. 3 1
What Should You Confirm in Corgi and Heffernan Insurance Brokers Commercial Auto Insurance Quotes?
- Ask both which carrier issues the policy; Corgi and Heffernan leave the insurer unnamed on the reviewed pages. 1 3
- Confirm Corgi’s limit and SIR, and ask Heffernan for liability and physical-damage figures the catalogue page does not publish. 1 3
- If you need MCS-90 or state filings, ask Heffernan whether a placed policy includes them the way Corgi describes at bind. 1 3
- Ask Heffernan which claims and loss-control services attach to an auto placement, since Corgi’s reviewed pages do not list them. 3 1
Corgi vs Heffernan Insurance Brokers Commercial Auto Compared
Corgi vs Heffernan Insurance Brokers: Commercial Auto Insurance: documented features by provider
| Criteria | Corgi Trucking Commercial Auto Liability | Heffernan Commercial Auto Insurance Brokerage |
|---|---|---|
| Coverage Features | Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. 1Company-reported. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content. | The business insurance page lists commercial auto as one of the basic coverages Heffernan can provide, without describing specific insuring agreements, limits or exclusions for the line. 3Company-reported. Business Insurance page's basic-coverages list, a single-line mention. |
| Role in This Line | Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. 1,2Company-reported. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed. | Heffernan lists commercial auto insurance among the basic business-insurance coverages it arranges, alongside general liability, commercial property and workers' compensation. As a broker, it places this coverage with insurance carriers rather than underwriting it itself. 3Company-reported. Business Insurance page's basic-coverages list. |
