CNA vs HUB International: How Do They Compare for Medical Malpractice Insurance?

CNA names healthcare facilities and outpatient classes, while HUB lists practitioners such as physicians, nurses, and dentists. CNA reports claims-team size and experience; HUB describes claims management, defense, and settlement consent. ^4,⁸

CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. ^1,^2,³

Read the CNA profile

Read the CNA Medical Malpractice Insurance page

What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. ^5,^6,⁷

Read the HUB International profile

Read the HUB International Medical Malpractice Insurance page

What Is Medical Malpractice Insurance?

Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. ^9,^10,^11,¹²

Read the full coverage guide

Key Differences in Medical Malpractice Insurance

Healthcare Classes and Practitioners

CNA lists medical professional liability for healthcare facilities and providers, including ambulatory surgery, dialysis, clinics, and home health. HUB lists practitioners it says should consider medical-malpractice coverage, including physicians, physician assistants, nurse practitioners, registered nurses, physical therapists, optometrists, and dentists. A facility-led organization can use CNA’s named settings to frame its submission; an individual practitioner can check whether HUB’s listed profession appears in its quote discussion. Neither marketing list guarantees underwriting acceptance. ⁴ ⁸

Claims Handling and Support

CNA reports a healthcare claims team of 70 professionals averaging 20 years of experience, including medical-malpractice litigation experience. HUB describes experienced claims management and communication, plus claims defense with settlement-consent provisions. Both describe claims services, but CNA reports team scale and experience while HUB describes defense and consent processes; neither statement predicts an individual claim outcome. Ask who manages the defense, what settlement-consent rights appear in the proposed form, and how claims are escalated. ⁴ ⁸

What to Confirm in Medical Malpractice Insurance Quotes

Ask CNA which healthcare class fits your organization and who will manage a malpractice claim under the proposed policy. ⁴
Ask HUB which practitioners and entities are covered, who manages defense, and how settlement consent is documented in the policy. ⁸

CNA and HUB International Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

CNA Review Score

9.0/ 10

Review Score

1 rated source

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.^[1]^[5]

Read CNA reviews

HUB International Review Score

5.6/ 10

Review Score

2 rated sources

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.^[7]^[6]

Read HUB International reviews

CNA vs HUB International Medical Malpractice Insurance Compared

CNA vs HUB International: Medical Malpractice Insurance: documented features by provider

Criteria	CNA Healthcare Professional Liability	HUB International Medical Malpractice Insurance Brokerage
Role in This Line	Confirm in your quote.	HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. ⁸Company-reported. Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer.
Issuing Insurer	Confirm in your quote.	HUB says it provides access to financially stable, "A"-rated insurance carriers for medical malpractice coverage, but does not name the specific insurer that would issue a given client's policy. ⁸Company-reported. Medical malpractice product page carrier-access statement; the page describes market access, not a named carrier.
Who It’s For	CNA lists medical professional liability for healthcare facilities and providers, including outpatient classes such as ambulatory surgery, dialysis, clinics and home health. ⁴Company-reported. Entity: CNA brand; underwriting company may vary Product: Healthcare medical professional liability for listed facilities/providers Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.	HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. ⁸Company-reported. Medical malpractice product page practitioner list; not an underwriting appetite statement.
Coverage Features	CNA describes primary professional liability options and separate excess/umbrella towers for healthcare accounts. ⁴Company-reported. Entity: CNA brand; underwriting company may vary Product: Healthcare medical professional liability Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.	HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. ⁸Company-reported. Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding. HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. ⁸Company-reported. Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy.
Limits and Retentions	Confirm in your quote.	Published medical malpractice policy limits, retentions or pricing were not found on the reviewed page. ⁸Not publicly disclosed. Checked the medical malpractice product page on 2026-09-23; limits are set on the quote and declarations.
Risk Services	CNA describes consultative risk-control assessments and training for healthcare customers. ⁴Company-reported. Entity: CNA brand; underwriting company may vary Product: Healthcare professional liability risk-control services Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Service description does not alter policy coverage. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.	HUB describes claims defense with settlement-consent provisions and says its team provides experienced claims management and communication for medical malpractice clients. ⁸Company-reported. Medical malpractice product page claims-defense description.
How to Apply	Confirm in your quote.	HUB directs practitioners to a broker to discuss medical malpractice coverage rather than a self-service online quote. ⁸Company-reported. Medical malpractice product page broker-connection call to action.
Claims Support	CNA describes a healthcare claims team of 70 professionals averaging 20 years of experience, including medical-malpractice litigation experience. ⁴Company-reported. Entity: CNA brand; underwriting company may vary Product: Healthcare professional-liability claims service Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company-reported staffing/experience; not an outcome or service-level guarantee. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.	Confirm in your quote.

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Medical Malpractice Insurance Pages for CNA and HUB International

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Sources for CNA vs HUB International Medical Malpractice Insurance

Sources About CNA

Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA. CNA; pp. 4–5, 7–8: healthcare classes, PL/GL options, claims and risk-control capabilities. Accessed 2026-09-28.

Sources About HUB International

About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
Medical Malpractice Insurance Brokers. HUB International; Definition as a form of errors and omissions coverage; who needs coverage list; carrier access and pricing; policy types (occurrence, claims-made, convertible claims-made); telemedicine liability; claims defense and settlement-consent provisions; death, disability and retirement tail-coverage benefit; broker-connection call to action. Accessed 2026-09-23.

Sources for the Medical Malpractice Insurance Guide

Medical Malpractice Insurance. National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
Medical Liability Insurance shopping guide. Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.
Physicians Medical Professional Liability — Specimen Policy. Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16.
Physician Application. MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16.