Chubb vs 
USI Insurance Services: How Do They Compare for Crime Insurance?
Chubb offers crime in ForeFront on Chubb Marketplace for a target of organizations under 250 employees; USI Insurance Services brokers crime, with an ExecuSafe review that checks existing crime cover for gaps.
Chubb offers digital crime binding to firms below 250 employees and $50 million in revenue; USI targets building, repair, janitorial, staffing and printing companies with crime-gap reviews. 1,3,4
What Are the Key Differences Between Chubb and USI Insurance Services Crime Insurance?
Digital Binding Versus Service-Trade Coverage Review
Chubb’s digital ForeFront crime option targets firms with fewer than 250 employees and less than $50 million in revenue. USI’s Business Services practice lists building maintenance, repair, janitorial, staffing and printing companies; its ExecuSafe review checks crime gaps in existing management-liability coverage. Choose Chubb if you fit its employee and revenue caps and want online binding; choose USI if you run one of those service businesses and want a broker to review existing coverage. 2 3 4
Cover Detail Versus Gap Check
Chubb lists social-engineering fraud, employee theft including temporary and contracted workers, client theft, and funds-transfer fraud unreimbursed by the insured’s bank. USI lists crime among coverages it places and says ExecuSafe checks existing crime coverage for gaps, with classification reviews, claim advocacy and risk control across lines including crime. 1 3 4
How You Start
ForeFront, including Crime, is available on Chubb Marketplace. USI directs business-services inquiries to a published email desk or a local office, and ExecuSafe inquiries to a separate published email desk. Neither Chubb’s sheet nor USI’s pages publish crime limits. 2 1 3 4
What Should You Confirm in Chubb and USI Insurance Services Crime Insurance Quotes?
- Ask USI whether crime is a standalone placement or an ExecuSafe gap review, and get the issuing insurer. 3 4
- Confirm you fit Chubb’s ForeFront size band and get crime limits. 2 1
- Ask whether Chubb’s temporary and contracted-worker employee theft matches the exposures USI cites for those trades. 1 3
- Get retentions from both. 1 3
Chubb vs USI Insurance Services Crime Insurance Compared
Chubb vs USI Insurance Services: Crime Insurance: documented features by provider
| Criteria | Chubb ForeFront Portfolio Crime Insurance | USI Crime Insurance Brokerage |
|---|---|---|
| Who It’s For | On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. 1Company-reported. Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage. | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. 3Company-reported. Company description of client base. |
| How to Apply | The ForeFront Portfolio, including Crime coverage, is available on Chubb Marketplace, Chubb's platform for quoting, binding and issuing business digitally. 1,2Company-reported. Online Ease section; agents and brokers use Marketplace to place the policy. | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. 3,4Company-reported. Contact instructions on each page. |
| Coverage Features | Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. 1Company-reported. Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording. | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. 3,4Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. 1Company-reported. ForeFront Portfolio Crime Insurance product sheet. | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. 3,4Company-reported. Business Services catalogue and ExecuSafe article. |
