--- title: "Chubb vs USI Insurance Services: Crime Insurance" description: "Chubb offers digital crime binding to firms below 250 employees and $50 million in revenue; USI targets building, repair, janitorial, staffing and printing companies with crime-gap reviews." canonical: "https://spot.insure/compare/chubb-vs-usi/crime" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "chubb-vs-usi" provider-a: "chubb" provider-b: "usi" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/chubb-vs-usi/crime) ## Agent Guide **What this page is:** Focused comparison of Chubb and USI Insurance Services for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Crime Insurance questions about Chubb versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Chubb vs USI Insurance Services for Crime Insurance: how do they differ? - Which is better for Crime Insurance, Chubb or USI Insurance Services? - What does Chubb or USI Insurance Services publish about Crime Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Crime Insurance. Providers: Chubb and USI Insurance Services. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Chubb vs USI Insurance Services](https://spot.insure/compare/chubb-vs-usi) — all coverage lines for this pair - [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works - [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile - [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile # Chubb vs USI Insurance Services: How Do They Compare for Crime Insurance? Chubb offers crime in ForeFront on Chubb Marketplace for a target of organizations under 250 employees; USI Insurance Services brokers crime, with an ExecuSafe review that checks existing crime cover for gaps. Chubb’s ForeFront targets smaller firms; USI serves named business-service trades and reviews existing crime gaps through ExecuSafe. ## Chubb vs USI Insurance Services Crime Insurance Summary Chubb offers digital crime binding to firms below 250 employees and $50 million in revenue; USI targets building, repair, janitorial, staffing and printing companies with crime-gap reviews. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Are the Key Differences Between Chubb and USI Insurance Services Crime Insurance? ### Digital Binding Versus Service-Trade Coverage Review Chubb’s digital ForeFront crime option targets firms with fewer than 250 employees and less than $50 million in revenue. USI’s Business Services practice lists building maintenance, repair, janitorial, staffing and printing companies; its ExecuSafe review checks crime gaps in existing management-liability coverage. Choose Chubb if you fit its employee and revenue caps and want online binding; choose USI if you run one of those service businesses and want a broker to review existing coverage. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### Cover Detail Versus Gap Check Chubb lists social-engineering fraud, employee theft including temporary and contracted workers, client theft, and funds-transfer fraud unreimbursed by the insured’s bank. USI lists crime among coverages it places and says ExecuSafe checks existing crime coverage for gaps, with classification reviews, claim advocacy and risk control across lines including crime. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### How You Start ForeFront, including Crime, is available on Chubb Marketplace. USI directs business-services inquiries to a published email desk or a local office, and ExecuSafe inquiries to a separate published email desk. Neither Chubb’s sheet nor USI’s pages publish crime limits. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Should You Confirm in Chubb and USI Insurance Services Crime Insurance Quotes? - Ask USI whether crime is a standalone placement or an ExecuSafe gap review, and get the issuing insurer. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Confirm you fit Chubb’s ForeFront size band and get crime limits. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") - Ask whether Chubb’s temporary and contracted-worker employee theft matches the exposures USI cites for those trades. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") - Get retentions from both. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [3](https://www.usi.com/property-casualty/business-services/ "Business Services") ## Chubb vs USI Insurance Services Crime Insurance Compared | Criteria | Chubb ForeFront Portfolio Crime Insurance | USI Crime Insurance Brokerage | | --- | --- | --- | | Who It’s For | On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") (Evidence: Company-reported; scope: Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage..) | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Company description of client base..) | | How to Apply | The ForeFront Portfolio, including Crime coverage, is available on Chubb Marketplace, Chubb's platform for quoting, binding and issuing business digitally. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") (Evidence: Company-reported; scope: Online Ease section; agents and brokers use Marketplace to place the policy..) | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page..) | | Coverage Features | Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") (Evidence: Company-reported; scope: Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) | | Role in This Line | Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. [1](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") (Evidence: Company-reported; scope: ForeFront Portfolio Crime Insurance product sheet..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [3](https://www.usi.com/property-casualty/business-services/ "Business Services") [4](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) | ## About Chubb and USI Insurance Services and Crime Insurance - [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews) - [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews) - [What Is Crime Insurance?](https://spot.insure/coverage/crime) ## Related Pages for Chubb vs USI Insurance Services Crime Insurance - [Chubb vs USI Insurance Services](https://spot.insure/compare/chubb-vs-usi): all coverage lines, business roles, service and claims. - [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms. - [Chubb Crime Insurance](https://spot.insure/insurance-providers/chubb/crime) - [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime) ## Sources for Chubb vs USI Insurance Services Crime Insurance ### Sources About Chubb 1. [The ForeFront Portfolio — Crime Insurance](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf). Chubb; Crime Risks: Real & Rising claim-type list (Social Engineering Fraud, Employee Theft, Client Theft, Funds Transfer Fraud); Online Ease section on Chubb Marketplace; insurer disclosure line. Accessed 2026-09-23. 2. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Available Coverages: Crime Insurance listed among the ForeFront Portfolio's seven coverage parts; Chubb Marketplace quoting. Accessed 2026-09-23. ### Sources About USI Insurance Services 3. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23. 4. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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