Chubb vs Risklytics Inland Marine Insurance

Chubb underwrites inland marine coverage directly and describes it as tailorable to a business's specific inland marine risks rather than a single fixed product. ⁴Company-reported. Inland Marine product page.

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Equipment (Inland Marine) Insurance with outside carriers; it says it does not underwrite policies itself. ⁵Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Not described in the reviewed sources.

Risklytics does not name the carrier that underwrites Risklytics Equipment (Inland Marine) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^8,5Company-reported. Lines page and about page; no specific insurer is published for this line.

Chubb positions its inland marine solutions for transportation and logistics companies, contractors and developers, and describes coverage scaling from single-location residential builders to regional homebuilders. ⁴Company-reported. Product page introduction and Homebuilders builders' risk description.

Risklytics says buyers typically need this coverage the first time a unit leaves the building, and that pilot agreements and site owners require it for gear left on site. ⁸Company-reported. Lines page.

Chubb's inland marine line includes builders' risk insurance, homebuilders builders' risk for residential contractors, engineered risk insurance for large civil transportation and utility projects, contractors equipment insurance for construction equipment fleets, and coverage for leased or financed property. ⁴Company-reported. Innovative inland marine insurance coverage solutions list; each is a distinct sub-product.

Risklytics frames this as the robotics-specific line, covering equipment damaged or stolen away from the company's own premises, such as a demo unit crushed at a customer's warehouse or a crated robot stolen in transit, and distinguishes it from general liability, which would cover a bystander injured by the same robot rather than damage to the unit itself. ⁸Company-reported. Lines page; the issued policy and declarations control actual coverage.

The reviewed page does not publish specific coverage limits or deductibles for inland marine coverage; these vary by sub-product. ⁴Not found in reviewed sources. Inland Marine product page as read on 2026-09-23.

Risklytics says the typical ask is each unit listed and insured for its replacement cost, rather than a single blanket dollar figure. ⁸Company-reported. Lines page; actual limits are set on the bound policy.

Chubb says regular loss-control services are included as part of the inland marine premium, with more complex risk evaluation and management consultations available on a fee-for-service basis, and offers u*writer Builders Risk and u*writer Contractors Equipment as web-based quoting tools. ⁴Company-reported. Inland marine engineering services and Online tools & solutions sections.

Risklytics says this line “needs the right insurers” and is placeable once every equipment unit is listed with a real value. ⁸Company-reported. Lines page.

You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place inland marine coverage. ⁴Company-reported. Inland Marine product page quote call-to-action for business owners and for agents and brokers.

You start Risklytics Equipment (Inland Marine) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^9,5Company-reported. Pricing page describes the general application and fee process, not a line-specific form.