Chubb vs Newfront D&O Insurance

Chubb underwrites D&O and Entity Liability directly through ForeFront Portfolio 3.0, describing this specific version as designed for directors and officers of smaller, privately held companies. ⁴Company-reported. ForeFront Portfolio 3.0 D&O and Entity Liability product page.

Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. ¹⁰Company-reported. Executive Risk offering page and Leadership section.

Not described in the reviewed sources.

The reviewed Executive Risk page does not name the insurer or insurers that would issue a D&O policy placed through Newfront. ¹⁰Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Chubb aims this D&O product at smaller private companies and offers separate versions for not-for-profit and healthcare organizations in its ForeFront Portfolio. ^4,5Company-reported. ForeFront Portfolio 3.0 D&O page opening description; ForeFront Portfolio page coverage list.

Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. ¹⁰Company-reported. Here for the Long Run section; company-reported client counts, not independently verified.

Chubb lists a broad definition of Insured covering the parent organization, subsidiaries, directors or officers (including foreign equivalents), advisory board members and volunteers worldwide; automatic not-for-profit outside-directorship coverage; a broad definition of Claim including written demands, civil and criminal proceedings, and extradition requests; and civil fines and penalties coverage where insurable, including FCPA civil penalties. ⁴Company-reported. Coverage Highlights list; subject to the policy as issued.

Chubb says the policy uses a streamlined insured-versus-insured exclusion with exceptions (including financial impairment, former executives after one year, and whistleblower and employment claims) and conduct exclusions that require final non-appealable adjudication before they apply. ⁴Company-reported. Coverage Highlights list, exclusion-related bullets.

Chubb says the policy provides private-placement and failed-IPO coverage, a full Side A carve-back to the pollution exclusion, and a guaranteed IPO quotation including coverage for road-show presentations. ⁴Company-reported. Coverage Highlights list.

Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. ¹⁰Company-reported. Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording.

Chubb publishes two specific sublimits: a $500,000 sublimit for security-holder derivative-demand evaluation costs, and an optional additional $500,000 Side A dedicated limit for executives. Overall policy limits are not published and depend on the issued policy. ⁴Company-reported. Coverage Highlights list.

The reviewed Executive Risk page does not publish D&O limits or retentions. ¹⁰Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Not described in the reviewed sources.

Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. ¹⁰Company-reported. Industry-Leading Technology section of the Executive Risk page.

Agents and brokers can quote and issue the ForeFront Portfolio, including its D&O and Entity Liability coverage, through Chubb Marketplace. ⁵Company-reported. ForeFront Portfolio page quoting section.

Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. ¹⁰Company-reported. Committed to Client Advocacy section and page call-to-action; no online quoting or binding described.

Not described in the reviewed sources.

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a D&O claim. ¹⁰Company-reported. The Newfront Difference section; described across Executive Risk lines, not a D&O-specific claims workflow.