---
title: "Chubb vs Newfront: D&O Insurance"
description: "Newfront is a broker that places D&O from seed through IPO or deSPAC, including public-company and Side A DIC cover, and lets you see your program in an online dashboard. Chubb's ForeFront Portfolio 3.0 is a single insurer's form for smaller private companies, with failed-IPO cover and a guaranteed IPO quote built in."
canonical: "https://spot.insure/compare/chubb-vs-newfront/directors-officers"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "chubb-vs-newfront"
provider-a: "chubb"
provider-b: "newfront"
coverage-line: "directors-officers"
---

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[Human-readable page](https://spot.insure/compare/chubb-vs-newfront/directors-officers)

## Agent Guide

**What this page is:** Focused comparison of Chubb and Newfront for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for D&O Insurance questions about Chubb versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Chubb vs Newfront for D&O Insurance: how do they differ?
- Which is better for D&O Insurance, Chubb or Newfront?
- What does Chubb or Newfront publish about D&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: D&O Insurance. Providers: Chubb and Newfront.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Chubb vs Newfront](https://spot.insure/compare/chubb-vs-newfront) — all coverage lines for this pair
- [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — how this coverage works
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile

# Chubb vs Newfront: How Do They Compare for D&O Insurance?

Newfront brokers D&O from seed funding through public listings and gives clients 24/7 program access; Chubb directly insures a D&O product for smaller private companies.

Newfront brokers D&O from seed round through IPO, including public-company and Side A DIC cover, while Chubb's ForeFront D&O is one policy form built for smaller private companies.

## Chubb vs Newfront D&O Insurance Summary

Newfront is a broker that places D&O from seed through IPO or deSPAC, including public-company and Side A DIC cover, and lets you see your program in an online dashboard. Chubb's ForeFront Portfolio 3.0 is a single insurer's form for smaller private companies, with failed-IPO cover and a guaranteed IPO quote built in. [3](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance")

## What Are the Key Differences Between Chubb and Newfront D&O Insurance?

### Broker for Every Stage vs One Private-Company Form

Newfront says it serves private companies from seed through every funding series, including over 120 unicorns, and has worked with over 500 public companies on M&A and IPOs. Chubb's ForeFront 3.0 is written for smaller private companies and covers private placements and failed IPOs. Choose Newfront if you're heading toward an IPO, deSPAC or direct listing and will need public-company D&O; choose Chubb if you're a smaller private company and want an established insurer's form any broker can quote. [3](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance")

### Side A DIC vs an Extra $500,000 Side A Limit

Both offer extra protection for directors personally when the company can't pay. Newfront places standalone Side A DIC policies. Chubb adds an optional $500,000 Side A limit to ForeFront. [3](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance")

### How You Buy and Manage the Policy

Any agent on Chubb Marketplace can quote and issue ForeFront. Newfront starts with a consultation, then gives you a 24/7 online dashboard and pre-filled renewals, and negotiates claims and coverage for you. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [3](https://www.newfront.com/executive-risk "Executive Risk")

## What Should You Confirm in Chubb and Newfront D&O Insurance Quotes?

- Ask Newfront whether you're quoted private D&O, public D&O or Side A DIC, and which insurer issues it. [3](https://www.newfront.com/executive-risk "Executive Risk")
- If an IPO, deSPAC or listing is ahead, compare Newfront's transition plan with Chubb's failed-IPO and road-show terms. [3](https://www.newfront.com/executive-risk "Executive Risk") [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance")
- Ask both for the overall limit in writing; Chubb only publishes $500,000 sublimits and Newfront publishes none. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance") [3](https://www.newfront.com/executive-risk "Executive Risk")

## Chubb vs Newfront D&O Insurance Compared

| Criteria | Chubb ForeFront Portfolio 3.0 Directors & Officers and Entity Liability Insurance | Newfront Directors and Officers (D&O) Insurance |
| --- | --- | --- |
| Who It’s For | Chubb aims this D&O product at smaller private companies and offers separate versions for not-for-profit and healthcare organizations in its ForeFront Portfolio. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance") [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") (Evidence: Company-reported; scope: ForeFront Portfolio 3.0 D&O page opening description; ForeFront Portfolio page coverage list..) | Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; company-reported client counts, not independently verified..) |
| How to Apply | Agents and brokers can quote and issue the ForeFront Portfolio, including its D&O and Entity Liability coverage, through Chubb Marketplace. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") (Evidence: Company-reported; scope: ForeFront Portfolio page quoting section..) | Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Committed to Client Advocacy section and page call-to-action; no online quoting or binding described..) |
| Coverage Features | Chubb lists a broad definition of Insured covering the parent organization, subsidiaries, directors or officers (including foreign equivalents), advisory board members and volunteers worldwide; automatic not-for-profit outside-directorship coverage; a broad definition of Claim including written demands, civil and criminal proceedings, and extradition requests; and civil fines and penalties coverage where insurable, including FCPA civil penalties. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance") (Evidence: Company-reported; scope: Coverage Highlights list; subject to the policy as issued..)<br><br>Chubb says the policy uses a streamlined insured-versus-insured exclusion with exceptions (including financial impairment, former executives after one year, and whistleblower and employment claims) and conduct exclusions that require final non-appealable adjudication before they apply. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance") (Evidence: Company-reported; scope: Coverage Highlights list, exclusion-related bullets..)<br><br>Chubb says the policy provides private-placement and failed-IPO coverage, a full Side A carve-back to the pollution exclusion, and a guaranteed IPO quotation including coverage for road-show presentations. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance") (Evidence: Company-reported; scope: Coverage Highlights list..) | Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording..) |
| Role in This Line | Chubb underwrites D&O and Entity Liability directly through ForeFront Portfolio 3.0, describing this specific version as designed for directors and officers of smaller, privately held companies. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance") (Evidence: Company-reported; scope: ForeFront Portfolio 3.0 D&O and Entity Liability product page..) | Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. [3](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) |

## About Chubb and Newfront and D&O Insurance

- [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews)
- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers)

## Related Pages for Chubb vs Newfront D&O Insurance

- [Chubb vs Newfront](https://spot.insure/compare/chubb-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote.
- [Chubb D&O Insurance](https://spot.insure/insurance-providers/chubb/directors-officers)
- [Newfront D&O Insurance](https://spot.insure/insurance-providers/newfront/directors-officers)

## Sources for Chubb vs Newfront D&O Insurance

### Sources About Chubb

1. [ForeFront Portfolio 3.0: Directors & Officers and Entity Liability Insurance](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html). Chubb; Coverage Highlights: Directors & Officers (D&O) and Entity Liability list, including Insured definition, sublimits, Side A coverage, Claim definitions, conduct and insured-v-insured exclusions, IPO coverage. Accessed 2026-09-23.
2. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; ForeFront Portfolio's seven coverages; Directors & Officers and Entity Liability listed for private companies, not-for-profit and healthcare organizations; Chubb Marketplace quoting. Accessed 2026-09-23.

### Sources About Newfront

3. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Directors and Officers (D&O)—Private and public companies, Side A DIC D&O; Here for the Long Run: Private Companies, IPOs, Public; Leadership: Deirdre Finn; Industry-Leading Technology. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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