Chubb vs Corgi General Liability Insurance

Chubb does not sell general liability as a standalone monoline product on its public pages. It is packaged inside Chubb's BOP, Benchmarq and Customarq commercial package policies, or combined with pollution coverage in the GL Plus product. ^4,1Company-reported. BOP and technology-industry pages; a business seeking liability-only coverage should confirm whether Chubb will quote it outside a package.

Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^8,12Company-reported. Homepage package contents and the CGL product page.

Not described in the reviewed sources.

Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. ¹²Company-reported. CGL scenario note 1 and policy boundaries section.

Chubb's package products that include general liability target small businesses with up to $30 million in revenue across more than 500 business classes, including technology, healthcare, retail and manufacturing. ⁴Company-reported. BOP eligibility criteria; restates the fact for the general-liability component of the package.

Not described in the reviewed sources.

Chubb's GL Plus product combines commercial general liability with affirmative products pollution liability and scalable premises pollution liability, and can be paired with umbrella coverage. ⁵Company-reported. Environmental Insurance product page describing GL Plus; targeted at businesses with pollution exposure alongside standard GL exposure.

Within Chubb's BOP, general liability is bundled with property coverage and optional enhancements such as employment practices liability, foreign liability, equipment breakdown and crime coverage. ⁴Company-reported. BOP coverage-highlights list; enhancement availability depends on the issued policy and state.

The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ¹²Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.

The reviewed pages do not publish specific general liability limits, sublimits or deductibles. ^4,5Not found in reviewed sources. BOP, GL Plus and umbrella pages as read on 2026-09-23.

Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. ¹²Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy.

Chubb Risk Consulting is available to GL Plus and package policyholders, and Chubb says it offers casualty claims services for negligence and misconduct claims. ⁵Company-reported. Environmental page Risk Consulting and Casualty Claims sections; not exclusive to general liability.

The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. ¹²Not found in reviewed sources. CGL product page as read on 2026-09-23.

You can request a quote online for a Chubb package that includes general liability, or an appointed independent agent or broker can apply for a Chubb Appointment to place the policy. ⁴Company-reported. BOP product page call-to-action for business owners and for agents and brokers.

You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^12,8Company-reported. CGL page call to action and homepage self-serve description.

Not described in the reviewed sources.

Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. ¹²Company-reported. CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page.