Chubb vs 
Corgi: How Do They Compare for Cyber Insurance?
Corgi's standard cyber is third-party only and claims-made, quoted online with illustrative limits up to $1 million per claim; Chubb's Cyber ERM adds first-party incident response, business interruption and optional crime cover.
Corgi's standard form covers third-party network security and privacy claims only, with breach response and ransomware sold as endorsements. Chubb lists a first-party incident-response fund, business interruption, digital data recovery and network extortion as part of Cyber ERM. 3,1
What Are the Key Differences Between Chubb and Corgi Cyber Insurance?
Third-Party-Only Startup Form Versus First-Party Cyber ERM
Corgi's standard policy covers third-party network security and privacy liability claims only; breach response, ransomware, business interruption and funds transfer fraud are endorsements, and regulatory investigations are excluded unless added. Chubb lists a first-party cyber incident response fund, business interruption with contingent interruption for outsourced technology providers, digital data recovery and network extortion, plus third-party cyber, privacy and media liability. Choose Corgi if you want a startup package that starts third-party-only; choose Chubb if you want first-party response in the base Cyber ERM offering. 3 1
Illustrative $1 Million Versus No Published Chubb Limit
Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention. Chubb does not publish per-policy limits and instead says it can build large towers for organizations over $1 billion in revenue. 3 1
Online Corgi Quote Versus Cyber Central
You can request a Corgi cyber quote online. Agents and brokers quote Chubb cyber alone through Cyber Central or bundled through Chubb Marketplace for risks under $100 million in revenue. 3 1
What Should You Confirm in Chubb and Corgi Cyber Insurance Quotes?
- Ask Corgi which endorsements are on the quote and which insurer issues CORG-CY-0100. 3
- Ask Chubb which group entity issues the policy. 2
- Confirm Corgi's $1 million / $2 million figures are quoted limits, not illustrations. 3
- Ask Chubb whether contingent business interruption for outsourced providers is on the form. 1
Chubb vs Corgi Cyber Insurance Compared
Chubb vs Corgi: Cyber Insurance: documented features by provider
| Criteria | Chubb Cyber Insurance (Cyber Enterprise Risk Management) | Corgi Cyber Liability |
|---|---|---|
| How to Apply | Agents and brokers can quote cyber alone through Cyber Central or bundled with other lines through Chubb Marketplace; multinational programs can be serviced locally in more than 35 countries. 1Company-reported. Cyber Insurance Coverage & Products page quoting section. | You can request a cyber quote online through Corgi. 3Company-reported. Product page quote call to action. |
| Coverage Features | Chubb lists first-party cyber incident response fund, business interruption (with contingent business interruption for outsourced technology providers), digital data recovery, and network extortion; third-party cyber/privacy/network security liability, payment card loss, regulatory proceedings and media liability; and cyber crime coverages (computer fraud, funds transfer fraud, social engineering fraud) available by endorsement. 1Company-reported. Cyber insurance coverage list on the products page; subject to exclusions and the policy as issued. Chubb offers a Widespread Event Endorsement with separate limits and retentions for systemic cyber events, a Ransomware Encounter Endorsement that lets buyers tailor limits and retentions for ransomware losses, and a Neglected Software Exploit Endorsement that gives a 45-day grace period to patch published vulnerabilities before risk-sharing shifts toward the policyholder. 1Company-reported. Innovative coverage concepts section; endorsement availability depends on underwriting. | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 3Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. 3Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. 3Company-reported. Scenario notes for form CORG-CY-0100. |
| Role in This Line | Chubb underwrites Cyber Enterprise Risk Management (Cyber ERM) directly. It covers cyber, privacy and media exposures for organizations of any size that handle sensitive data or run a network or website. 1Company-reported. Cyber Insurance Coverage & Products page, Cyber Enterprise Risk Management section. | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. 4,3Company-reported. Homepage package contents and the cyber liability product page. |
