Chubb vs 
Corgi: How Do They Compare for Commercial Auto Insurance?
Corgi sells trucking auto liability on its own site with limits up to $1 million and an MCS-90 endorsement (a federal filing for motor carriers); Chubb underwrites commercial auto for industries from manufacturing to media.
Chubb offers broad commercial auto with ISO forms and a Broad Form endorsement; Corgi focuses on trucking liability with MCS-90, filings at bind and limits up to $1 million. 1,3
What Are the Key Differences Between Chubb and Corgi Commercial Auto Insurance?
Trucking Liability vs. Broad Commercial Auto
Corgi lists a $1 million maximum limit and self-insured retention options for trucking operators. Chubb sells its broader commercial-auto product alone or alongside a Chubb BOP. Choose Corgi if you operate a trucking business needing MCS-90 filings; choose Chubb if you need commercial auto alongside a BOP. 3 1
Endorsements, Filings and Limits
Chubb’s Broad Form includes broad form insured, fellow employee coverage where allowed, rented-auto coverage for employees, and auto loan/lease gap, plus a High Value Vehicle endorsement for agreed value; when bundled in the small-business Total Account Solution, commercial auto includes PIP and UM/UIM limits up to $1 million. Corgi advertises commercial auto liability limits up to $1 million with self-insured retention options, and says the product includes an MCS-90 endorsement and required state filings issued at bind. Corgi’s reviewed pages do not name the issuing insurer. 1 2 3
Who Each Names
Chubb lists manufacturing, climate tech, natural resources, financial and professional services, technology, life sciences, media, federal contractors, oil and gas, and wholesalers, and connects clients to GL Plus Risk Consulting and fleet-safety materials. Corgi’s reviewed product is framed for trucking operators; the captured pages do not describe a comparable risk-consulting program. 1 3
What Should You Confirm in Chubb and Corgi Commercial Auto Insurance Quotes?
- Ask Corgi whether MCS-90 and state filings are on the bound policy and which insurer issues it. 3
- Ask Chubb whether the quote is standalone or Total Account Solution, and whether Broad Form, High Value Vehicle, and MCS-90 (if you are a motor carrier) apply. 1 2
- Compare Chubb’s bundled PIP and UM/UIM up to $1 million with Corgi’s $1 million liability cap and SIR options. 2 3
- Confirm physical damage and high-value private passenger vehicles on Chubb versus Corgi’s liability-focused trucking description. 1 3
Chubb vs Corgi Commercial Auto Insurance Compared
Chubb vs Corgi: Commercial Auto Insurance: documented features by provider
| Criteria | Chubb Commercial Auto Insurance | Corgi Trucking Commercial Auto Liability |
|---|---|---|
| Limits and Retentions | When bundled through Chubb's small-business Total Account Solution, commercial auto includes personal injury protection and uninsured/underinsured motorist limits up to $1 million. The standalone commercial auto page does not publish its own limit figures. 2Company-reported. Workers'-compensation Total Account Solution section for the bundled small-business version; the dedicated commercial-auto page does not repeat these limits. | Corgi advertises commercial auto liability limits up to $1 million, with self-insured retention (SIR) options. 3Company-reported. Page metadata only; the specific limit tiers, minimum/maximum SIR amounts and how they vary by fleet were not accessible in the reviewed page content. |
| Coverage Features | Chubb uses ISO's revised multi-state forms and offers a Commercial Auto Broad Form Endorsement with enhancements such as broad form insured, fellow employee coverage where allowed, rented-auto coverage for employees, and auto loan/lease gap coverage. A High Value Vehicle endorsement provides agreed value for highly valued private passenger vehicles. 1Company-reported. Commercial Auto product page coverage-highlights list; availability depends on the issued policy and state. | Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. 3Company-reported. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content. |
| Role in This Line | Chubb underwrites commercial auto insurance directly, sold standalone or as an add-on within its Total Account Solution alongside a Chubb BOP. 1,2Company-reported. Commercial Auto product page and workers'-compensation Total Account Solution section. | Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. 3,4Company-reported. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed. |
