Chubb vs Corgi Cargo and Transit Insurance

Chubb underwrites worldwide ocean cargo insurance directly, covering goods shipped internationally as well as transit within a country and at storage locations. ⁴Company-reported. Worldwide Ocean Cargo Insurance product page.

Corgi's cargo insurance for trucking operators is a per-load product (contractual liability cargo coverage bound one haul at a time) offered on trucking.corgi.insure, a separate site from the startup-insurance product pages on corgi.insure. ^10,6Company-reported. Page metadata and site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata, not the full body content.

Not described in the reviewed sources.

The reviewed page content does not name the insurer or underwriting entity for per-load cargo coverage; the trucking site's disclosures were not reachable without executing its client-side application. ¹⁰Not publicly disclosed. trucking.corgi.insure/insurance/per-load-cargo as fetched on 2026-09-23. Corgi's main-site disclaimers page names Corgi Insurance Company, Inc. and Technology Risk Retention Group, Inc. as underwriters for its startup product lines, but nothing in the reviewed sources ties that disclosure to the separately branded trucking product.

Chubb says it serves exporters, importers, manufacturers, logistics companies, and businesses that ship unusual or distinctive products. ⁴Company-reported. Who we serve section.

Not described in the reviewed sources.

Chubb lists coverage for international ocean and air transit, domestic transit within the U.S. and Canada, foreign inland transit including local admitted policies, domestic and foreign warehousing, barge and connecting-conveyance movement, and war, strikes, riots and civil commotion risks. ⁴Company-reported. Coverage Details list; subject to the policy as issued.

Corgi says the per-load cargo product can replace or supplement a trucking operator's existing annual cargo policy, implying it is meant for single-haul or overflow coverage rather than as a standalone annual policy. ¹⁰Company-reported. Page metadata for trucking.corgi.insure/insurance/per-load-cargo; specific covered perils, commodity exclusions and per-load limits were not accessible in the reviewed page content.

The reviewed page does not publish specific coverage limits or deductibles for ocean cargo insurance. ⁴Not found in reviewed sources. Worldwide Ocean Cargo Insurance product page as read on 2026-09-23.

Not described in the reviewed sources.

Chubb says its in-house network of nearly 400 risk engineers globally helps companies anticipate and minimize cargo-related exposures, and it operates a Risk Engineering Center for loss-prevention education. ⁴Company-reported. Chubb Risk Consulting Services and Risk Engineering Center sections.

Not described in the reviewed sources.

For new ocean cargo business, agents submit a Chubb application to the local mailbox where they submit other Chubb business. ⁴Company-reported. FAQ section: "How do agents submit an Ocean Cargo quote?"

Corgi advertises that a trucking operator can quote, bind and get a certificate of insurance (COI) for per-load cargo coverage in minutes. ¹⁰Company-reported. Marketing claim from page metadata; quote speed is not independently verified and is not the same as coverage being bound for a specific load.