CFC vs 
Vouch: How Do They Compare for Professional Liability (E&O) Insurance?
Vouch is a broker, not an insurer, placing E&O for accounting, engineering, IT and marketing firms. CFC sells its own policy, with E&O limits up to $10 million and optional add-ons.
Vouch offers professional-services firms a Corix E&O product; CFC’s modular policy adds general liability, property and cyber. 6,1,2
What Are the Key Differences Between CFC and Vouch Professional Liability (E&O) Insurance?
Application Route
Corix gives brokers a downloadable application and appointment process. 5 CFC accepts digital submissions through Connect or API partners as well as broker submissions. 1 If you want a direct digital submission, CFC lists that route; Corix’s cited process runs through an appointed broker.
Insurer and Policy Contact
Corix names State National or United Specialty Insurance Company as issuers for its E&O product. 6 CFC's reviewed materials do not name the issuing insurer. 1 Ask CFC who issues your policy and who handles claims.
What Should You Confirm in CFC and Vouch Professional Liability (E&O) Insurance Quotes?
CFC vs Vouch Professional Liability (E&O) Insurance Compared
CFC vs Vouch: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | CFC Professional Services | Vouch Errors & Omissions Insurance |
|---|---|---|
| Who It’s For | CFC says it favors business, educational, environmental, food, HR, market-research, quality-assurance, security and traffic consultants, event organisers, freight brokers, loss adjusters, private investigators and trade associations, and ordinarily declines debt collectors, financial advisors, health and safety consultants, insurance agents, lawyers, mortgage brokers, pre-purchase home inspectors, stockbrokers, tour operators and valuers. 2Company-reported. Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting. | Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. 4Company-reported. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant. |
| How to Apply | CFC publishes a dedicated application form for this policy and also says its professional liability class can be traded directly through its Connect platform or through named API partners, in addition to the standard broker-submitted application. 1Company-reported. Professional liability product page's downloads and "Digitally traded" sections; not confirmed specifically for the professions/miscellaneous professional liability product versus the class as a whole. | Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 5,4Company-reported. Corix product page and Vouch site navigation. |
| Coverage Features | CFC says the E&O cover includes breach of contract, bodily injury, property damage, vicarious liability of subcontractors, IP infringement, pollution liability, libel, slander, defamation, document loss and withheld fees, with worldwide legal cover. 2Company-reported. Brochure's "Comprehensive errors & omissions cover" and "Comprehensive legal cover" sections; exact wording and exclusions are set by the policy as issued. Businesses can add a separate commercial general liability limit, property, and cyber and privacy liability to the E&O policy, plus optional umbrella liability that sits over the E&O and CGL layers. 2Company-reported. Brochure's "Modular package policy" and "Umbrella liability" sections; availability depends on underwriting. | Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. 5Company-reported. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | CFC sells professional errors & omissions as a modular package policy it calls "Professional services" (branded on the brochure as "Miscellaneous professional liability"), which pairs E&O with optional general liability, property and cyber add-ons rather than selling E&O alone. 1,2Company-reported. Professional liability product page's "Professional services" tile and the miscellaneous professional liability brochure. | Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. 4,5Company-reported. Vouch's Professional Services page and Corix's cyber/E&O product page. |
