CFC vs Vouch General Liability Insurance

CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. ^5,6Company-reported. Property & casualty product page and its product brochure; the page describes property and general liability as a single policy, not separate offerings.

Vouch is a broker, not an insurer, for general liability. It lists General Liability among the core coverages it places for technology clients, and one of its named program partners, Corix, sells CGL both standalone and bundled into a Commercial Package Policy. ^12,13Company-reported. Vouch's Technology page and Corix's Commercial Package Policy page.

The reviewed property & casualty page and brochure describe CFC as the policy designer and point of contact but do not name the insurer that carries the risk for this product. ^5,6Not publicly disclosed. Property & casualty product page and brochure as read on 2026-09-23. CFC's own materials describe it as an underwriting manager rather than a risk-bearing insurer, so a specific carrier for this product would need to come from the quote or declarations.

Corix's disclosures say its proprietary products, including CGL, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded products specifically, not for every Vouch GL placement. ¹⁴Company-reported. Corix disclosures page.

CFC says it favors manufacturers and distributors, non-manual professional services, e-commerce sellers, retail stores, office premises and annual events policies, and ordinarily declines amusement arcades, nightclubs and bars, manual contractors, aviation and aerospace risks, tour operators, and tire re-moulders or re-treaders. ⁶Company-reported. Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting.

Vouch markets general liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it works with clients from their first customer contract through IPO. ¹²Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant.

The general liability portion covers products and completed operations, pollution, tenants' legal liability, non-owned and hired auto costs, employee benefits liability and medical expenses. ⁶Company-reported. Brochure's "General liability" section; exact wording and exclusions are set by the policy as issued.

CFC says the policy covers legal costs and compensation for bodily injury or property damage claims from third parties, plus personal and advertising liability such as defamatory content, privacy violations and advertising copyright infringement. ⁶Company-reported. Brochure's "Bodily injury and property damage liability" and "Personal and advertising liability" sections.

Corix describes its CGL coverage as foundational protection against third-party claims involving bodily injury, property damage, and personal and advertising injury, and says it can be bundled with property, hired/non-owned auto and employee-benefits liability under a Commercial Package Policy to reduce coverage gaps. ¹³Company-reported. Corix's Commercial Package Policy page; actual insuring agreements and exclusions are set by the issued policy.

CFC's brochure lists a casualty limit of up to $6,000,000 for this policy; the property limit is published separately for the commercial-property side of the same product. ⁶Company-reported. Brochure's "Limits" section; the limit actually issued depends on underwriting.

Neither the Vouch nor Corix pages publish GL policy limits or retentions. ^12,13Not publicly disclosed. Pages checked on 2026-09-23.

Not described in the reviewed sources.

Corix's Commercial Package Policy page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. ^13,12Company-reported. Corix product page and Vouch site navigation.

CFC says it has handled and paid tens of thousands of general liability and professional indemnity claims for businesses of all sizes. ⁷Company-reported. CFC's claims page, "Specialty" section; a combined general-liability and professional-indemnity figure with no separate general-liability count and no independent audit.

Not described in the reviewed sources.