CFC vs Travelers Management Liability Insurance

CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. ^5,6Company-reported. CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy.

Travelers underwrites management and professional liability as a suite of separately named products that a business can buy standalone or combine on a single policy. ¹¹Company-reported. Product page introduction and "Choose either stand-alone coverage or a suite of coverages on a single policy" statement.

CFC's regulatory page discloses that CFC Underwriting Limited is FCA-authorized and that CFC's Lloyd's Syndicate 1988 is managed by Asta Managing Agency Ltd, but the reviewed management-liability pages do not name the specific carrier or syndicate that would issue a given US package. ^4,6Not publicly disclosed. Regulatory information page and management-liability brochure as read on 2026-09-23; the insurer identified on an actual quote or declarations page controls.

Not described in the reviewed sources.

CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. ⁶Company-reported. Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive.

Travelers markets this suite to private companies, public companies, nonprofit organizations, financial institutions and professional services companies of all sizes. ¹¹Company-reported. Product page introduction.

CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. ^5,6Company-reported. Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives.

The suite Travelers lists under management and professional liability includes CyberRisk, directors & officers, employment practices, ERISA fidelity, errors & omissions, fidelity & crime, fiduciary liability, financial institutions bond, identity fraud expense reimbursement, kidnap & ransom, nonprofit D&O, and financial-institution-specific professional liability and property & casualty coverage. ¹¹Company-reported. Product page "Select a product" list; each product's specific terms are set by its own policy.

The reviewed product page and brochure do not publish per-occurrence or aggregate limits, retentions or premium ranges for the package. The reviewed pages checked did not disclose these figures. ⁶Not publicly disclosed. Product page and brochure as read on 2026-09-23; limits and deductibles appear on the quote and declarations.

The reviewed page does not publish limits, retentions or premiums for any product in the suite; each product's amounts would appear on its own quote. ¹¹Not found in reviewed sources. Product page as read on 2026-09-23.

CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. ^6,7Company-reported. Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality.

Not described in the reviewed sources.

The reviewed management-liability page and brochure do not describe an online quote or self-service application; they point prospective buyers to CFC's named US Management Liability Team. ⁵Not found in reviewed sources. Product page and brochure as read on 2026-09-23; a broker may have access to a separate application form not reviewed here.

Management and professional liability products are bought through a Travelers independent agent. ¹¹Company-reported. Product page "Find an insurance agent" call to action.

CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. ⁷Company-reported. Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing.

Not described in the reviewed sources.