CFC vs 
Newfront: How Do They Compare for Professional Liability (E&O) Insurance?
Newfront brokers E&O beside D&O and EPLI for private companies from seed stage on, through a consultation and a dashboard for 24/7 access to policies. CFC sells a package policy with E&O limits up to $10 million.
CFC provides a defined E&O scope, including breach of contract and IP infringement; Newfront’s reviewed page names E&O but leaves its covered services and exclusions unspecified. 4,2
What Are the Key Differences Between CFC and Newfront Professional Liability (E&O) Insurance?
Company Stage and Eligibility
Newfront says its Executive Risk practice serves private companies from seed stage through later funding rounds, as well as public companies, but does not specify E&O eligibility by stage. 4 CFC sets eligibility by profession, including both accepted and declined occupations. 2 Ask each provider about your profession and stage before relying on a quote.
Digital Policy Access
Newfront says its dashboard gives 24/7 access to policies, certificates and billing, and pre-populates renewal submissions. 4 CFC offers digital trading through Connect or API partners, alongside a dedicated application. 1 Newfront describes ongoing account access; CFC describes a digital route to trade the policy.
What Should You Confirm in CFC and Newfront Professional Liability (E&O) Insurance Quotes?
- Ask Newfront for the policy wording, covered professional services, exclusions, limits and retentions; its reviewed page lists E&O without those details. 4
- Check CFC's declined-profession list before applying. 2
- Compare whether breach of contract, bodily injury, property damage and IP infringement are covered for your work. 2
- Request each quote's issuing insurer and policy limits; Newfront's reviewed page does not publish them. 4 1
CFC vs Newfront Professional Liability (E&O) Insurance Compared
CFC vs Newfront: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | CFC Professional Services | Newfront Executive Risk Errors & Omissions |
|---|---|---|
| Who It’s For | CFC says it favors business, educational, environmental, food, HR, market-research, quality-assurance, security and traffic consultants, event organisers, freight brokers, loss adjusters, private investigators and trade associations, and ordinarily declines debt collectors, financial advisors, health and safety consultants, insurance agents, lawyers, mortgage brokers, pre-purchase home inspectors, stockbrokers, tour operators and valuers. 2Company-reported. Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting. | Newfront says its Executive Risk practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances, without breaking eligibility out by coverage line. 4Company-reported. Executive Risk page's Here for the Long Run section; a practice-wide statement, not E&O-specific eligibility criteria. |
| How to Apply | CFC publishes a dedicated application form for this policy and also says its professional liability class can be traded directly through its Connect platform or through named API partners, in addition to the standard broker-submitted application. 1Company-reported. Professional liability product page's downloads and "Digitally traded" sections; not confirmed specifically for the professions/miscellaneous professional liability product versus the class as a whole. | You engage Newfront for E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 5Company-reported. General consultation intake, not an E&O-specific application path. |
| Role in This Line | CFC sells professional errors & omissions as a modular package policy it calls "Professional services" (branded on the brochure as "Miscellaneous professional liability"), which pairs E&O with optional general liability, property and cyber add-ons rather than selling E&O alone. 1,2Company-reported. Professional liability product page's "Professional services" tile and the miscellaneous professional liability brochure. | Newfront lists Errors and Omissions (E&O) among the coverages its Executive Risk team places, alongside D&O, EPLI and fiduciary liability. Newfront brokers this professional-liability coverage rather than underwriting it, and distinguishes it from the technology E&O it places through its Cyber Risk practice. 4Company-reported. Executive Risk page's Key Coverages list; general professional E&O, not the technology E&O line placed by the cyber practice. |
