CFC vs Newfront Management Liability Insurance

CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. ^5,6Company-reported. CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy.

Newfront describes management liability as a defined line of business within its Executive Risk practice, led by Deirdre Finn, who it says oversees the company's management-liability lines: D&O liability, employment practices liability and fiduciary liability. Newfront brokers and negotiates these coverages; it does not underwrite them. ¹²Company-reported. Executive Risk page leadership bio.

CFC's regulatory page discloses that CFC Underwriting Limited is FCA-authorized and that CFC's Lloyd's Syndicate 1988 is managed by Asta Managing Agency Ltd, but the reviewed management-liability pages do not name the specific carrier or syndicate that would issue a given US package. ^4,6Not publicly disclosed. Regulatory information page and management-liability brochure as read on 2026-09-23; the insurer identified on an actual quote or declarations page controls.

The reviewed page does not name an insurer for management-liability placements; as a broker, Newfront says it negotiates coverage and claims on the client's behalf, so the issuing carrier varies by placement. ¹²Not found in reviewed sources. Checked the Executive Risk page for a named D&O, EPLI or fiduciary carrier; none was found.

CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. ⁶Company-reported. Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive.

Newfront says its Executive Risk practice works with private companies from seed-stage funding through later rounds, guides companies through IPO, deSPAC and direct-listing transitions, and has worked with over 500 publicly traded companies on management-liability-adjacent needs like M&A and litigation. ¹²Company-reported. Executive Risk page's Here for the Long Run section; a program-wide eligibility statement, not a management-liability-only threshold.

CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. ^5,6Company-reported. Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives.

Under management liability, Newfront lists directors and officers (D&O) insurance for private and public companies, Side A difference-in-conditions (DIC) D&O that protects individual directors when the company can't indemnify them, employment practices liability insurance (EPLI), and fiduciary liability for benefit-plan decision makers. ¹²Company-reported. Executive Risk page's Key Coverages list and Newfront Difference section; labels establish marketed brokerage capability, not specific policy wording, which the buyer's forms control.

The reviewed product page and brochure do not publish per-occurrence or aggregate limits, retentions or premium ranges for the package. The reviewed pages checked did not disclose these figures. ⁶Not publicly disclosed. Product page and brochure as read on 2026-09-23; limits and deductibles appear on the quote and declarations.

Published limits or retentions for management-liability coverage were not found on the reviewed page. ¹²Not publicly disclosed. Executive Risk page as read on 2026-09-23; limits are quote-specific for broker placements.

CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. ^6,7Company-reported. Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality.

Newfront says it provides integrated claims and coverage negotiation for management-liability matters, including shielding directors and officers from wrongful-termination and securities-litigation claims and safeguarding fiduciaries against breach-of-duty and excessive-fee allegations, plus a proprietary dashboard for 24/7 access to policies, certificates and billing and pre-populated renewal submissions. ¹²Company-reported. Executive Risk page's Committed to Client Advocacy and Industry-Leading Technology sections.

The reviewed management-liability page and brochure do not describe an online quote or self-service application; they point prospective buyers to CFC's named US Management Liability Team. ⁵Not found in reviewed sources. Product page and brochure as read on 2026-09-23; a broker may have access to a separate application form not reviewed here.

You engage Newfront for management-liability placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ¹³Company-reported. General consultation intake, not a management-liability-specific application path.

CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. ⁷Company-reported. Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing.

Not described in the reviewed sources.