CFC vs 
Newfront: How Do They Compare for Employment Practices Liability Insurance?
CFC notes California eligibility limits for EPL; Newfront brokers employment-practices coverage and tailors guidance to each client's risk profile.
Newfront takes companies from seed stage through public markets, including more than 500 public companies; CFC turns away public companies, California-based businesses and anyone wanting EPL alone. What CFC does write can cover wage-and-hour and immigration costs, with a dedicated claims adjuster. 1,5
What Are the Key Differences Between CFC and Newfront Employment Practices Liability Insurance?
Public and California Companies Welcome vs Declined
CFC’s brochure lists US public companies and California-domiciled businesses among declined risks for the package that carries EPL, and it declines standalone EPL. Newfront says its executive-risk practice serves private companies from seed through every funding round and has worked with over 500 public companies. If you are public, planning an IPO or based in California, CFC is out and Newfront is the practical choice. Choose CFC if you are a private, non-California company buying a full management liability package. 1 5
Wage-and-Hour Costs Named vs Director-Focused Framing
CFC says its EPL section covers the company, its directors, officers, managers and employees for employee or third-party claims, with optional wage-and-hour, immigration and workplace-violence costs. Newfront describes EPLI as shielding directors and officers from discrimination, termination and similar claims. Neither publishes an EPL limit. 1 5
Insurer’s Adjuster vs Broker Advocate at Claim Time
CFC underwrites the package and assigns a dedicated claims adjuster reachable by phone, email or online form. Newfront is a broker: it says it negotiates claims and coverage for you across executive-risk lines, offers a 24/7 dashboard for policies, certificates and billing, and starts with a consultation. 4 5
What Should You Confirm in CFC and Newfront Employment Practices Liability Insurance Quotes?
CFC vs Newfront Employment Practices Liability Insurance Compared
CFC vs Newfront: Employment Practices Liability Insurance: documented features by provider
| Criteria | CFC Employment Practices Liability | Newfront Employment Practices Liability Insurance (EPLI) |
|---|---|---|
| Who It’s For | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for the package that carries this EPL coverage. 1Company-reported. Brochure's 'What we decline' list; underwriting still applies to any individual business. | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. 5Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically. |
| Coverage Features | CFC says its employment practices liability section gives cover to the entity, directors, officers, management personnel and employees for claims brought by employees or third parties. 1Company-reported. Brochure's 'Employment practices liability' description; the issued policy wording determines who and what is actually covered. CFC says it can include cover for wage and hour violations, immigration investigations, and costs following a workplace violence event as part of employment practices liability. 1Company-reported. Brochure's 'Employment practices liability' description and 'What else is in the policy?' list; availability of each extension depends on underwriting. | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." 5Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements. |
| Role in This Line | CFC includes employment practices liability only inside its US Management Liability package. Its brochure lists 'standalone EPL' among the risks it declines, so a business cannot buy this coverage from CFC on its own. 1Company-reported. Brochure's 'What we decline' list, which pairs standalone EPL with California-domiciled business as declined risks. | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. 5Company-reported. Executive Risk offering page and Leadership section. |
| Claims Support | CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. 4Company-reported. Claims page as read on 2026-09-23; not specific to EPL claim outcomes or timing. | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. 5Company-reported. The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow. |
