CFC vs 
Corgi: How Do They Compare for Representations and Warranties Insurance?
CFC underwrites transaction liability and offers separate Buyer Protect and Seller Protect policies for deals under $20 million; Corgi also covers either deal side but quotes this specialty line in 1–14 days.
CFC writes R&W with up to $50 million per deal, and its Buyer Protect and Seller Protect products cover deals under $20 million, placed within 24 hours of applying. Corgi quotes R&W in 1–14 days but doesn't publish limits, deal sizes or who insures it. 1,4,3
What Are the Key Differences Between CFC and Corgi Representations and Warranties Insurance?
Published Capacity and Fast Small-Deal Cover vs a Specialty Quote
CFC's Transaction Liability practice writes R&W for buyers and sellers, with up to $50 million on a single deal and up to $150 million of excess on certain fundamental representations. Its standalone Buyer Protect and Seller Protect products cover deals under $20 million and can be placed within 24 hours of an application, even after closing. Corgi lists R&W as a specialty coverage quoted in 1–14 days, with a one-sentence description and no deal-size band. Choose CFC if your deal is under $20 million and closing soon, or needs a known limit; choose Corgi if you're a startup already insured with Corgi and want to ask about R&W there. 1 3 4
Claims Handling
CFC has a dedicated transaction-liability claims team in London and New York that aims to acknowledge a notice within 24 hours. Corgi doesn't describe claims handling or due-diligence support for R&W. 1 3
What Should You Confirm in CFC and Corgi Representations and Warranties Insurance Quotes?
- Ask CFC which product you're being quoted (core transaction liability, Buyer Protect, Seller Protect or secondary liquidity) and which insurer backs it; CFC writes for Lloyd's syndicates and insurers rated A or better by AM Best. 1
- Ask Corgi who issues the policy, whether it's writing or brokering it, and whether 1–14 days is the time to quote or to bind. 4 5
- Get limits and retentions from Corgi in writing. 1 3
- If your deal is over $20 million, ask CFC for the core policy rather than a Protect product. 1 3
CFC vs Corgi Representations and Warranties Insurance Compared
CFC vs Corgi: Representations and Warranties Insurance: documented features by provider
| Criteria | CFC Transaction Liability Insurance | Corgi Representations and Warranties Insurance |
|---|---|---|
| How to Apply | For the Buyer Protect and Seller Protect products, CFC says coverage can be placed within 24 hours of receiving the application form, and can be arranged after closing. 1Company-reported. Buyer protect and seller protect key features on the product page. | Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 4,3Company-reported. Homepage and startup-insurance page policy-card labeling. |
| Coverage Features | Beyond its main R&W policy, CFC sells two standalone small-deal products: Buyer Protect, described as covering a buyer for up to 100% of enterprise value, and Seller Protect, described as protecting sellers of small businesses during an M&A transaction. Both are limited to deals under $20 million. 1Company-reported. Product page descriptions and the 'Solutions' section, which caps buyer protect/seller protect at deals under $20m. The page's key-features bullets for these two products use near-identical wording about the buyer bringing a claim, so the exact difference in claims mechanics between the two products was not independently confirmable from this page alone. The core transaction liability policy covers representations and warranties, contingent tax, and other M&A liabilities, and CFC also offers excess coverage layered on top for certain fundamental representations. 1Company-reported. Product page key features and the 'Limit & appetite' section; exact terms are set by the policy as issued. CFC separately offers secondary liquidity solutions for private market investors acquiring, divesting, or restructuring interests in private equity, private credit, or other fund assets, through what it calls a dedicated secondaries underwriting practice. 1Company-reported. Secondary liquidity solutions section of the product page. | Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. 4,3Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line. |
| Role in This Line | CFC's Transaction Liability practice underwrites representations and warranties (R&W) insurance for M&A deals, available to both buyer-side and seller-side purchasers, alongside standalone small-deal products and secondary liquidity solutions. 1Company-reported. Transaction liability product page overview, describing CFC as a deal facilitator working with private equity firms and strategic buyers and sellers. | Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. 4,3Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s. |
