CFC vs 
Corgi: How Do They Compare for Professional Liability (E&O) Insurance?
Corgi's Miscellaneous E&O is a catch-all for service businesses, quoted in 1 to 14 days rather than instantly. CFC publishes E&O limits up to $10 million and can be traded through its Connect platform or API partners.
CFC publishes E&O limits up to $10 million; Corgi says Miscellaneous E&O quotes take 1 to 14 days but publishes no comparable limit or policy form. 2,5,4
What Are the Key Differences Between CFC and Corgi Professional Liability (E&O) Insurance?
Limits You Can Compare Before Applying
CFC publishes a $10 million maximum E&O limit, a $0 minimum deductible and minimum premiums of $475 to $500. Corgi describes Miscellaneous E&O in one catalog sentence, without publishing a limit or policy structure. CFC gives you more pricing and limit detail before underwriting; ask Corgi for a specimen form before proceeding. 2 4
Quote Timing and Access
CFC supports digital trading through Connect and API partners as well as broker applications. Corgi says Miscellaneous E&O takes 1 to 14 days, outside its instant-quote flow. If your timeline is tight, ask CFC about its digital process and Corgi for a specific expected date. 1 5
Claims Support
CFC assigns professional-liability claims to a dedicated Claims Manager. Corgi’s reviewed pages do not describe claims support specific to Miscellaneous E&O. Ask who you will contact if a claim arises. 3 4
What Should You Confirm in CFC and Corgi Professional Liability (E&O) Insurance Quotes?
CFC vs Corgi Professional Liability (E&O) Insurance Compared
CFC vs Corgi: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | CFC Professional Services | Corgi Miscellaneous E&O |
|---|---|---|
| Who It’s For | CFC says it favors business, educational, environmental, food, HR, market-research, quality-assurance, security and traffic consultants, event organisers, freight brokers, loss adjusters, private investigators and trade associations, and ordinarily declines debt collectors, financial advisors, health and safety consultants, insurance agents, lawyers, mortgage brokers, pre-purchase home inspectors, stockbrokers, tour operators and valuers. 2Company-reported. Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting. | Corgi targets Miscellaneous E&O at service-based businesses generally, positioned as a catch-all for professional-liability exposure not covered by its technology-, real-estate-, or legal-specific E&O products. 5,4Company-reported. Catalog description; no industry, size, or state restrictions are published for this line. |
| How to Apply | CFC publishes a dedicated application form for this policy and also says its professional liability class can be traded directly through its Connect platform or through named API partners, in addition to the standard broker-submitted application. 1Company-reported. Professional liability product page's downloads and "Digitally traded" sections; not confirmed specifically for the professions/miscellaneous professional liability product versus the class as a whole. | Miscellaneous E&O sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. 5,4Company-reported. Homepage and startup-insurance page policy-card labeling. |
| Coverage Features | CFC says the E&O cover includes breach of contract, bodily injury, property damage, vicarious liability of subcontractors, IP infringement, pollution liability, libel, slander, defamation, document loss and withheld fees, with worldwide legal cover. 2Company-reported. Brochure's "Comprehensive errors & omissions cover" and "Comprehensive legal cover" sections; exact wording and exclusions are set by the policy as issued. Businesses can add a separate commercial general liability limit, property, and cyber and privacy liability to the E&O policy, plus optional umbrella liability that sits over the E&O and CGL layers. 2Company-reported. Brochure's "Modular package policy" and "Umbrella liability" sections; availability depends on underwriting. | Corgi describes Miscellaneous E&O as broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services, distinct from its named Tech E&O, Real Estate E&O, and Lawyer E&O products. 5,4Company-reported. One-sentence catalog description; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line. |
| Role in This Line | CFC sells professional errors & omissions as a modular package policy it calls "Professional services" (branded on the brochure as "Miscellaneous professional liability"), which pairs E&O with optional general liability, property and cyber add-ons rather than selling E&O alone. 1,2Company-reported. Professional liability product page's "Professional services" tile and the miscellaneous professional liability brochure. | Corgi lists Miscellaneous E&O as a specialty coverage quoted with a 1-14 day turnaround, separate from its instant-quote Tech & AI Liability product and from its Real Estate E&O and Lawyer E&O products, which target specific professions. 5,4Company-reported. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/miscellaneous-errors-and-omissions, /misc-eo) returned 404s. |
