CFC vs 
Corgi: How Do They Compare for Media Liability Insurance?
CFC publishes limits up to $10,000,000 for media with production liability and cyber in one package; Corgi shows illustrative media limits of $1 million per claim and offers an online quote from its Series A package.
CFC suits media businesses needing production liability and cyber with published $10 million / $6 million maxima; Corgi suits Series A-and-later startups seeking an online media form with illustrative $1 million / $2 million limits and a $5,000 retention. 1,2,6
What Are the Key Differences Between CFC and Corgi Media Liability Insurance?
Package Breadth Versus a Startup Media Form
CFC’s Media & Entertainment product packages IP infringement and defamation with breach-of-contract cover, contingent bodily injury and property damage from filming or events, subcontractor vicarious liability, and cyber. Corgi’s standard CORG-ML-0100 form is claims-made media liability for published content and does not describe production CGL or a bundled cyber grant on that page. Choose CFC if production liability and cyber need to sit with your media cover; choose Corgi if you are a Series A-or-later startup seeking its published sample form and limits.
The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. 6Company-reported. Media coverage table and scenario/policy notes; illustrative summary, not policy wording.
CFC covers copyright and trademark disputes and defamation. Corgi also covers those, plus plagiarism and product disparagement, while excluding patent, trade-secret misappropriation, Lanham Act false-advertising and knowing false statements. CFC’s reviewed brochure does not list those Corgi exclusions. 2 6
Published Limits
CFC publishes a maximum $10,000,000 E&O/media/cyber limit and $6,000,000 CGL, with a $0 minimum deductible. Corgi shows illustrative $1 million per claim / $2 million aggregate, defense inside the limit, and a $5,000 retention. Corgi also sells optional pre-publication legal-review reimbursement; CFC includes Response app tools and a contract-drafting aid. 2 6
Who Can Buy It and How
CFC names bloggers, agents, advertising agencies and traditional media companies. Corgi includes media starting at Series A, not Pre-Seed & Seed, and quotes online. CFC’s application asks about editorial review, talent releases and music licensing and is administered by CFC Underwriting Limited without naming the U.S. insurer. Corgi’s carrier depends on product, jurisdiction and risk. 1 3 7 8
What Should You Confirm in CFC and Corgi Media Liability Insurance Quotes?
- Ask CFC whether production CGL and cyber sit on the same policy and which maxima apply. 2
- Ask Corgi whether any endorsement restores Lanham Act or trade-secret cover, and confirm the Series A-or-later package. 6 7
- Compare Corgi’s $5,000 illustrative retention and defense-inside-limit rule with CFC’s deductible and limit structure. 2 6
- Get the issuing insurer from both. 3 8
CFC vs Corgi Media Liability Insurance Compared
CFC vs Corgi: Media Liability Insurance: documented features by provider
| Criteria | CFC Media & Entertainment | Corgi Media Liability |
|---|---|---|
| Limits and Retentions | CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. 2Company-reported. Brochure 'Limits, deductibles and premiums' table; the limit and deductible on an individual policy's declarations control. | Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. 6Company-reported. Media coverage table, described as illustrative. |
| How to Apply | The US media application asks about editorial safeguards, including whether content is legally reviewed before publication, whether talent releases and music licensing sign-off are obtained, and who the chief editor is and how they are qualified. 3Company-reported. Application form Section 4: Publishing. | You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. 6Company-reported. Media product page call to action. |
| Coverage Features | The policy covers IP infringement claims, such as copyright and trademark disputes, and separately covers allegations of defamatory material, addressing risks specific to businesses that create and distribute content. 2Company-reported. Media brochure 'IP infringement and defamation' section; exclusions and conditions are set by the policy wording, which was not reviewed. CFC covers contingent bodily injury and property damage arising from physical production activities like filming, production or events, and includes vicarious liability cover as standard so a media business is protected if held liable for a subcontractor's mistake. 2Company-reported. Media brochure 'Contingent bodily injury and property damage' and 'Sub-contractors' vicarious liability' sections. | The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. 6Company-reported. Media coverage table and scenario/policy notes; illustrative summary, not policy wording. |
| Role in This Line | CFC's Media & Entertainment product is a package policy for content and media businesses that combines IP infringement and defamation liability, breach-of-contract cover, general liability for physical production activities, and cyber cover in one policy. 1,2Company-reported. Media product page and US product brochure; the policy as issued controls the exact scope for any one customer. | Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. 7Company-reported. Homepage package contents as read on 2026-09-23. |
| Risk Services | Media & Entertainment policyholders get the same Response app tools as CFC's other cyber-inclusive lines, such as dark web monitoring, phishing simulations and network deep scanning, plus a LawDepot-powered contract-drafting tool and a contract best-practices guide. 2Company-reported. Media brochure 'Response app highlights' and 'Other benefits outside of the app' sections. | Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. 6Company-reported. Media add-ons section. |
