CFC vs 
Chubb: How Do They Compare for Crime Insurance?
Chubb underwrites crime as one part of its ForeFront Portfolio, targeting organizations under 250 employees and $50 million in revenue and available on Chubb Marketplace; CFC includes crime in its US management liability package and declines publicly traded companies.
CFC excludes California-domiciled and U.S. public companies from its crime package; Chubb offers digital ForeFront crime for firms below 250 employees and $50 million in revenue. 1,2,6
What Are the Key Differences Between CFC and Chubb Crime Insurance?
Package Eligibility and Digital Binding
CFC includes crime in US Management Liability and lists California-domiciled and U.S. publicly traded companies among declined risks. Chubb includes crime in ForeFront Portfolio, available for digital quoting, binding and issuance to organizations targeting fewer than 250 employees and less than $50 million in revenue. Choose CFC if your company is neither California-domiciled nor publicly traded and you want crime bundled with management liability; choose Chubb if you fit its size target and want to bind online. 1 7
What Each List Includes
CFC’s brochure describes company crime (employee theft, funds-transfer fraud, credit-card and currency fraud) plus client crime and on- or off-premises theft, and separately sells crime for employee infidelity and third-party fraud inside a fintech package. Chubb lists social-engineering fraud, employee theft including temporary and contracted workers, client theft of a client’s money or property by an employee, and funds-transfer fraud unreimbursed by the insured’s bank. 1 3 6
How You Buy and What Limits Are Published
Chubb makes ForeFront, including Crime, available on Chubb Marketplace for quoting, binding and issuing digitally. CFC’s reviewed pages describe the package offering and a US claim-notification route, not a named digital marketplace for this line. Neither CFC’s brochure nor Chubb’s product sheet publishes specific crime limits or retentions. 7 1 5 6
What Should You Confirm in CFC and Chubb Crime Insurance Quotes?
- Ask CFC whether crime sits in the management package or the fintech package, and whether California domicile or public-company status blocks the quote. 1 3
- Confirm you fit Chubb Marketplace’s ForeFront size band (under 250 employees and $50 million revenue). 7
- Get CFC’s issuing syndicate or carrier; Chubb’s sheet already names ACE American and affiliates. 4 6
- Ask both for crime limits and retentions; neither reviewed product sheet publishes them. 1 6
CFC vs Chubb Crime Insurance Compared
CFC vs Chubb: Crime Insurance: documented features by provider
| Criteria | CFC Crime | Chubb ForeFront Portfolio Crime Insurance |
|---|---|---|
| Who It’s For | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for the package that carries this crime coverage. 1Company-reported. Brochure's 'What we decline' list; underwriting still applies to any individual business. | On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. 6Company-reported. Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage. |
| Coverage Features | CFC's brochure describes company crime cover including employee theft, funds transfer fraud, and credit card and currency fraud. 1Company-reported. Brochure's 'Crime cover' description; the issued policy wording determines the actual insuring agreements and any sub-limits. The brochure also lists client crime, meaning fraud by clients or their staff, and on-premises and off-premises theft, as part of the crime section. 1Company-reported. Brochure's 'Crime cover' description. CFC separately sells crime coverage for employee infidelity and third-party fraud within its fintech package. The reviewed pages do not state whether that fintech crime coverage is the same crime coverage sold inside the management-liability package. 3,1Company-reported. Fintech product page compared against the management-liability brochure; both accessed 2026-09-23. This does not establish overlap or difference in wording between the two products. | Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. 6Company-reported. Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording. |
| Role in This Line | CFC includes crime coverage inside its US Management Liability package. The reviewed management-liability materials do not offer it as a standalone product within that package. 1,2Company-reported. Management-liability product page and brochure; package composition as CFC describes it. | Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. 6Company-reported. ForeFront Portfolio Crime Insurance product sheet. |
