Berkshire Hathaway Specialty Insurance vs 
USI Insurance Services: How Do They Compare for Representations and Warranties Insurance?
What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance page
What Is USI Insurance Services?
USI suits software and hardware companies from seed stage through IPO seeking consultative broker support; buyers wanting a self-serve quote should compare digital agencies. Insurer commissions are typical and contingent compensation may also apply. 7,8,9
Read the USI Insurance Services profile
Read the USI Insurance Services Representations and Warranties Insurance page
What Is Representations and Warranties Insurance?
Representations and warranties insurance can cover a buyer’s or seller’s loss from inaccurate statements in a stock or asset purchase agreement. For a business sale, check who is insured, who can recover and how known issues are treated. 11,12,13
What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and USI Insurance Services Representations and Warranties Insurance?
Policy purpose and deal support
Berkshire Hathaway Specialty Insurance describes R&W as adding protection beyond negotiated caps and survival periods and potentially reducing seller escrow. USI’s Private Equity practice lists R&W insurance among its deal-support services and says it reviews offering memoranda and purchase-and-sale agreements to flag red flags and define pre-closing liabilities. A deal team can compare the policy purpose with USI’s document-review work, but that review does not establish which representations an insurer will cover; the actual policy and purchase agreement control. 6 10
Support after closing
USI describes a local service team that can oversee the acquired company’s insurance and benefits programs after close, alongside benchmarking and total-cost-of-risk analysis. If the buyer needs continuity across acquisition and integration, ask USI what its local team will handle after close; separately confirm BHSI’s policy terms for the specific transaction. 10 5
What Should You Confirm in Berkshire Hathaway Specialty Insurance and USI Insurance Services Representations and Warranties Insurance Quotes?
Berkshire Hathaway Specialty Insurance and USI Insurance Services Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance Review Score
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsUSI Insurance Services Review Score
Review Score
1 rated source
USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business.[4][6][8]
Read USI Insurance Services reviewsBerkshire Hathaway Specialty Insurance vs USI Insurance Services Representations and Warranties Compared
Berkshire Hathaway Specialty Insurance vs USI Insurance Services: Representations and Warranties Insurance: documented features by provider
| Criteria | Transactional Liability Representations & Warranties Insurance | USI Private Equity Practice — Representations and Warranties Insurance |
|---|---|---|
| Role in This Line | Confirm in your quote. | USI brokers representations and warranties (R&W) insurance as part of its Private Equity practice's deal-support services; it does not underwrite the policy itself. 10Company-reported. Private Equity practice page. |
| Issuing Insurer | Confirm in your quote. | The Private Equity page does not name the insurer USI uses for R&W placements. 10Not publicly disclosed. Page as read on 2026-09-23. |
| Who It’s For | The current page lists manufacturing, financial institutions, technology, real estate, energy, healthcare and retail as transactional-liability target sectors. 5Company-reported. Portfolio target sectors, not R&W-only acceptability criteria. | USI markets this practice to private equity buyers and sellers working with financial or strategic buyers throughout a merger or acquisition process, not to a general commercial buyer outside a deal context. 10Company-reported. Company description of the practice's audience. |
| Coverage Features | BHSI’s current U.S. Transactional Liability page and linked overview name Representations and Warranties Insurance as a product. 5,6Company-reported. Direct U.S. product listing; final coverage depends on transaction-specific contract terms. The U.S. overview describes R&W insurance as adding protection beyond negotiated caps and survival periods and as potentially reducing seller escrow. 6Company-reported. Company-reported transactional use cases; not a promise of clean exit, outcome or standardized policy response. | USI lists "Representations and Warranties Insurance Solutions for Uninsured Risk" among its Private Equity practice's offerings, in the context of reviewing the offering memorandum and purchase-and-sale agreement to identify pre-closing liabilities. 10Company-reported. Single catalogue line on the practice page; actual insuring agreements, exclusions and the underwriting review process are set by the R&W insurer and the deal's own diligence. |
| Limits and Retentions | The 2025 U.S. Transactional Liability overview states portfolio capacity up to $25 million and says premiums/retentions vary with transaction size and risks. 6Company-reported. Portfolio-wide underwriting capacity, not a guaranteed R&W limit or quote; document dated 2025-05-16-A. | The page does not publish limit or retention figures for R&W placements. 10Not publicly disclosed. Page as read on 2026-09-23. |
| Risk Services | Confirm in your quote. | USI says it reviews the offering memorandum and purchase-and-sale agreement to flag red flags, helps define pre-closing liabilities, and maintains a local service team overseeing the target company's insurance and benefits programs after close, alongside benchmarking and total-cost-of-risk analysis. 10Company-reported. Company description of the deal-support process; R&W insurance is one of several services listed alongside these. |
| How to Apply | Confirm in your quote. | USI directs private equity and M&A inquiries to pcinquiries@usi.com or a local USI office. 10Company-reported. Contact instructions on the Private Equity practice page. |
Related Pages for Berkshire Hathaway Specialty Insurance vs USI Insurance Services
Representations and Warranties Pages for Berkshire Hathaway Specialty Insurance and USI Insurance Services
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Other Representations and Warranties Insurance Provider Comparisons
Sources for Berkshire Hathaway Specialty Insurance vs USI Insurance Services
Sources About Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
- Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.
Sources About USI Insurance Services
- The Power of ONE. USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
- Technology Insurance. USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
- Commissions and Fees. USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
- Private Equity. USI Insurance Services; Optimizing Risk from Letter of Intent to Exit; As part of our thorough insurance due diligence, we carefully review the offering memorandum and the purchase-and-sale agreement...; USI's Private Equity Practice offers comprehensive solutions and services, including:...Representations and Warranties Insurance Solutions for Uninsured Risk... Accessed 2026-09-23.
Sources for the Representations and Warranties Insurance Guide
- Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.
- Transactional Risk Insurance. Coverdash; Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products. Accessed 2026-09-16.
