Berkshire Hathaway Specialty Insurance vs 
Relm Insurance: How Do They Compare for Media Liability Insurance?
What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Media Liability Insurance page
What Is Relm Insurance?
Relm suits AI developers distinguishing liability and cyber/Tech E&O through Nova AI from first-party losses caused by third-party AI failures through Resca AI; businesses seeking standard small-business coverage should compare generalist providers. 7,8
What Is Media Liability Insurance?
Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. 10,11,12
Key Differences in Media Liability Insurance
What the Published Offering Defines
Berkshire Hathaway Specialty Insurance identifies Media Liability in Professional First and its combined A&E professional product, but its reviewed summary does not spell out covered allegations. Relm Insurance names Media Errors and Omissions as distinct from its general and specialized E&O offerings and lists IP, trademark, defamation, confidentiality, professional-duty and privacy claims connected to publication. Relm Insurance’s list gives a content business concrete scenarios to test against its policy; request Berkshire Hathaway Specialty Insurance’s comparable wording. 5 9
Buying and Policy Details to Resolve
Relm Insurance positions the line for businesses in emerging sectors facing media scrutiny and distributes it through brokers; its reviewed page does not publish size thresholds or direct quote flow. Berkshire Hathaway Specialty Insurance names Professional Services firms and has a Professional First claims group. For companies with specialized or high-scrutiny content, ask both markets who handles claims and how the policy treats pre-publication conduct, platform content and alleged breach of professional duty. 9 5
What to Confirm in Media Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsRelm Insurance
Review Score
No reviews found
We couldn't find any public customer reviews or ratings for Relm Insurance. Its Trustpilot page exists but has no reviews yet.[9]
Read Relm Insurance reviewsOffering Details
Berkshire Hathaway Specialty Insurance vs Relm Insurance: Media Liability Insurance: documented features by provider
| Criteria | Professional First Media Liability | Relm Media Errors and Omissions Insurance |
|---|---|---|
| Role in This Line | Confirm in your quote. | Relm lists Media Errors and Omissions as one of its named professional-lines products, distinct from its general E&O and other specialized E&O offerings. 9Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement. |
| Issuing Insurer | Confirm in your quote. | The reviewed page does not name a specific issuing insurer for media E&O placements. 9Not publicly disclosed. Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific. |
| Who It’s For | BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. 5,6Company-reported. These sources do not establish the eligible professions or appetite for the standalone media product. | Relm frames media liability coverage around clients in 'new and disruptive sectors' facing high media scrutiny, without naming a specific size or industry threshold. 9Company-reported. Professional Lines page framing; not a guarantee of eligibility for a particular company. |
| Coverage Features | BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. 5,6Company-reported. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms. BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. 6Company-reported. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability. | Relm says media liability insurance can protect clients against legal issues connected to what they publish, listing intellectual property infringement, trademark infringement, defamation, breach of confidentiality, breach of professional duty and invasion of privacy as covered risk types. 9Company-reported. Professional Lines page 'Media Errors and Omissions' section; the issued policy and declarations control. |
| Risk Services | BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. 5Company-reported. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure. | The reviewed media E&O section does not describe dedicated risk-control or editorial-review services beyond the general coverage description. 9Not found in reviewed sources. Professional Lines page as read on 2026-09-23. |
| How to Apply | Confirm in your quote. | Relm sells media E&O coverage through insurance brokers; its reviewed pages do not describe a direct online quote. 9Company-reported. Professional Lines page framing; consistent with Relm's broader broker-distribution model. |
Full Comparison
More Berkshire Hathaway Specialty Insurance vs Relm Insurance Comparisons
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Sources
Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. Accessed 2026-09-30.
- Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
Relm Insurance
- Relm Launches US MGA. Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16.
- Relm Launches AI Liability Solutions. Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16.
- Professional Lines and Errors and Omissions Insurance. Relm Insurance; Media Errors and Omissions section. Accessed 2026-09-23.
Media Liability Insurance Guide
- Insurance for Social Media Liability. Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
- Media Liability Coverage Part. Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.
- Media Application Form — United States. CFC Underwriting Limited; Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11. Accessed 2026-09-16.
