Beazley vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Beazley insures EPL nationwide and advertises limits up to US $20 million; Newfront brokers EPL and tailors guidance to each client's risk profile.

Beazley is an insurer that writes EPL for employers of up to 30,000 people, including staffing firms; Newfront is a broker that shops your EPLI across insurers and helps negotiate claims. Newfront serves companies from seed stage through more than 500 public companies. ^1,^2,³

What Are the Key Differences Between Beazley and Newfront Employment Practices Liability Insurance?

One Insurer's Policy vs a Broker Who Shops Several

Beazley writes EPL itself, standalone or inside its ExecuGuard package with D&O and fiduciary cover. Newfront's Executive Risk practice brokers EPLI, so it can compare insurers for you, but its pages don't name which ones. Choose Beazley through your broker if you're a large or staffing employer that needs high limits; choose Newfront if you want an adviser to compare several insurers and stay involved at claim time. ¹ ² ³

Published Appetite vs No Size Rule

Beazley says it considers all industries, employers of up to 30,000 people and staffing firms with no employee cap, with limits up to $20 million. Newfront serves seed-stage companies through more than 500 public companies but publishes no EPLI size rule or limits. If you're a staffing firm or very large employer, Beazley's stated appetite tells you up front that you're likely to qualify. ¹ ³

Applications vs a Consultation

Beazley posts downloadable EPL applications and offers no self-serve quote. Newfront starts with a consultation request. Either way, expect paperwork and a conversation, not an instant online price. ¹ ³

What Should You Confirm in Beazley and Newfront Employment Practices Liability Insurance Quotes?

Ask Newfront which insurers it will approach, and whether Beazley is one. ³
Compare any Newfront-placed limit with Beazley's advertised $20 million maximum. ¹ ³
Get specimen policy wording from both. ¹ ³
Ask who you'll deal with after a claim: Beazley's employment claims staff, or Newfront negotiating with the insurer on your behalf. ¹ ³

Beazley vs Newfront Employment Practices Liability Insurance Compared

Beazley vs Newfront: Employment Practices Liability Insurance: documented features by provider

Criteria	Beazley Employment Practices Liability	Newfront Employment Practices Liability Insurance (EPLI)
Who It’s For	Beazley says it considers employers in all industries with up to 30,000 employees, with no stated employee-count limit for staffing firms, and describes an appetite for harder-to-place classes such as law firms, hospitality, high-tech, healthcare, retail and transportation; healthcare risks are instead written through Beazley Remedy. ¹Company-reported. EPL product page eligibility description; actual acceptance depends on underwriting review of a specific applicant.	Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. ³Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.
How to Apply	Beazley lists an ExecuGuard application, an EPL renewal application and a staffing supplemental application as downloadable tools on the EPL page; the reviewed page does not describe a self-service online quoting flow for new business. ¹Company-reported. EPL product page Tools & Resources section as read on 2026-09-23.	You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. ³Company-reported. Executive Risk page call-to-action; no online quoting or binding described.
Coverage Features	The EPL policy covers a broad range of discrimination, harassment and other "inappropriate employment conduct" claims, lets the policyholder choose between "duty to defend" and "pay on behalf" claim handling, and includes industry-specific wordings for classes such as law firms, accountants, staffing firms and PEOs. ¹Company-reported. EPL product page coverage description; exclusions and conditions are set by the issued policy. Beazley lists sublimited extensions for immigration-practices defense costs and OSHA proceedings, and a wage-and-hour defense-costs sublimit subject to underwriting; standalone wage-and-hour indemnity (not just defense costs) is sold separately through Beazley's Workplace Protect product. ¹Company-reported. EPL product page; sublimit amounts are not published and appear only on a quote.	Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." ³Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.
Role in This Line	Beazley underwrites employment practices liability (EPL) coverage as a standalone product on its dedicated EPL page and as one of three coverages bundled in its ExecuGuard package policy alongside D&O and fiduciary liability. ^1,²Company-reported. US EPL as described on the two reviewed product pages; does not establish which entity issues a particular policy.	Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. ³Company-reported. Executive Risk offering page and Leadership section.
Risk Services	EPL policyholders get free access to BeazleySure, Beazley's online risk-management platform, which the EPL page says includes sexual harassment training, a telephone hotline, wage-and-hour tutorials, and model policies and procedures in English and Spanish. ¹Company-reported. EPL product page service description; actual entitlements depend on the policy purchased.	Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. ³Company-reported. The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page.
Claims Support	Beazley says it has dedicated employment claims personnel, including a named EPL claims focus-group leader, who work with outside employment lawyers across the country to resolve claims; no claims-outcome statistics are published on the page. ¹Company-reported. EPL product page team listing; claims-handling quality is not independently assessed.	Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. ³Company-reported. The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow.