Beazley vs Newfront: How Do They Compare for Cyber Insurance?

Newfront is a broker using modeling data to guide limits and offering claims consultation; Beazley sells Full Spectrum Cyber with limits up to $5 million through brokers.

Newfront brokers cyber coverage, negotiates placement and uses proprietary modeling to size limits. Beazley sells Full Spectrum Cyber as a bindable product for accounts under $35 million in revenue with limits up to $5 million. ^5,¹

What Are the Key Differences Between Beazley and Newfront Cyber Insurance?

Broker Modeling Versus a Bindable Named Product

Newfront's Cyber Risk practice assesses risk, negotiates coverage and placement, and says its technology team uses proprietary modeling data to size limits against a client's exposure. Beazley sells Full Spectrum Cyber as its own small-business product, bound by a broker on myBeazley for accounts under $35 million in revenue and limits up to $5 million. Choose Newfront if you want a broker to model limits and shop carriers; choose Beazley if you want that named form and fit the revenue cap. ⁵ ¹

Consultation Path Versus myBeazley

You start a Newfront placement by requesting a consultation on its Cyber Risk page, led by Jennifer Wilson, Head of the Cyber Practice. Beazley tells brokers to quote and bind Full Spectrum Cyber on myBeazley for qualifying small accounts, with no self-serve buyer flow on the reviewed page. ⁵ ¹

Claims Consultation Versus Breach Response

Newfront describes hands-on claims consultation, including pre- and post-loss advocacy and breach-response protocol before a claim. Beazley describes Beazley Breach Response as mobilizing forensics, legal counsel, notification, call centers and credit monitoring after an incident. ⁵ ¹

What Should You Confirm in Beazley and Newfront Cyber Insurance Quotes?

Ask Newfront which insurer would issue the policy; its Cyber Risk page does not name one. ⁵
Ask Beazley for the issuing entity on Full Spectrum Cyber; that page names none. ¹
Ask Newfront whether the modeled limit appears on the quote and which carriers were approached. ⁵
Ask Beazley whether cyber shares a MediaTech aggregate or carries a dedicated limit. ³

Beazley vs Newfront Cyber Insurance Compared

Beazley vs Newfront: Cyber Insurance: documented features by provider

Criteria	Beazley Full Spectrum Cyber for Small Businesses	Newfront Cyber Risk Insurance
Limits and Retentions	In the sample MediaTech form, unless the declarations list a separate amount, the cyber-related insuring agreements share the same Policy Aggregate Limit of Liability with the policy's technology, professional and media coverages rather than carrying a dedicated cyber-only limit. ³Company-reported. Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations, and may differ for a stand-alone Full Spectrum Cyber policy.	Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. ⁵Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.
How to Apply	Beazley says brokers can get a quote and bind Full Spectrum Cyber through its myBeazley platform for qualifying small accounts. The MediaTech application separately asks about ransomware controls such as multi-factor authentication, VPN use, patch timing and backup frequency, which affect underwriting. ^1,⁴Company-reported. Full Spectrum Cyber product page myBeazley paragraph and MediaTech application Ransomware Controls section; a completed application does not establish acceptance, and myBeazley is a broker tool, not a direct-to-business portal.	You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. ⁵Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.
Coverage Features	The sample MediaTech cyber insuring agreements cover Breach Response Costs after an actual or suspected data breach, Cyber Extortion Loss from an extortion threat, business interruption loss from a security breach or system failure, and eCrime losses from fraudulent instruction, funds transfer fraud or telephone fraud. ³Company-reported. Sample policy form F00731, 022019 edition; the issued policy's wording and any endorsements control, and a stand-alone Full Spectrum Cyber policy may use different wording.	Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. ⁵Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.
Role in This Line	For small businesses, Beazley sells cyber coverage two ways: as Full Spectrum Cyber, built around its Beazley Breach Response product plus integrated risk-management services from its in-house Beazley Security unit, and as the cyber component bundled inside the broader MediaTech form alongside tech E&O, professional E&O and media liability. ^1,²Company-reported. US small-business product pages for Full Spectrum Cyber and MediaTech; does not address any larger-account cyber program Beazley may write separately.	Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. ⁵Company-reported. Cyber Risk offering page.
Risk Services	Full Spectrum Cyber policyholders get discounted access to vendor services, including anti-phishing tools and training, email security services, cyber risk analysis and other pre-breach prevention services, through Beazley's partnership with its in-house Beazley Security unit. ¹Company-reported. Full Spectrum Cyber product page Vendor Services section; discount terms and vendor identities are not disclosed on the page.	Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. ⁵Company-reported. Subject Matter Expertise section of the cyber page.
Claims Support	Beazley describes its Beazley Breach Response service as mobilizing a coordinated response after a cyber incident, including forensics specialists, legal counsel, notification services and call centers, credit monitoring and public-relations support. ¹Company-reported. Full Spectrum Cyber product page Beazley Breach Response Services section; service quality and turnaround are Beazley's own description and not independently verified.	Newfront says it provides "hands-on" claims consultation for cyber breaches, including pre- and post-loss advocacy and resolution consultation to prepare clients on breach-response protocol before a claim. ⁵Company-reported. Claims Consultation section of the cyber page; a described service, not a claims-outcome statistic.