Aon vs Coverdash: How Do They Compare for Builders Risk Insurance?

Aon says its global construction practice designs and places risk solutions and uses broking experience and a global network across construction insurance lines. For builders risk, this is evidence of Aon’s brokered market offering; the page does not identify the insurer for a buyer’s placement. ³Company-reported. Aon’s global construction and infrastructure practice page. This establishes a marketed brokerage/advisory offering, not policy issuance or account-specific placement.

Coverdash arranges builder's risk coverage as a broker rather than underwriting it, saying it compares quotes from multiple insurers and assigns each policyholder a dedicated advisor. ⁷Company-reported. Builder's risk product page; describes the brokerage model for this line, not a specific insurer's product.

The reviewed practice page does not name the insurer or producing legal entity for a specific placement. Ask for both on the quote and binder. ³Not found in reviewed sources. Aon’s global practice page as reviewed 2026-09-30; no state-specific placement schedule or buyer quote was reviewed. This does not establish that Aon cannot arrange a placement.

The builder's risk product page does not name the insurer that would issue a given policy; it describes only comparing quotes from Coverdash's panel of insurers. ⁷Not publicly disclosed. Page checked 2026-09-23; the issuing carrier for a specific quote is not disclosed here.

Aon describes its global construction and infrastructure practice as serving contractors, owners, developers, engineers, architects, designers, financiers and investors, and says it works with organizations of varied sizes and complexity. ³Company-reported. Audience described for Aon’s global construction and infrastructure practice. It does not establish U.S. state availability or underwriting eligibility for a placement.

Coverdash markets builder's risk coverage to property owners, general contractors and developers, saying it's usually required by lenders and project agreements for a project from the ground up until it's complete. ⁷Company-reported. Who it's for section and FAQ; illustrative audience, not an exhaustive eligibility list.

Aon lists Builders Risk under construction property and says its construction property offering can address accidental damage to project property or materials during construction and operations. That is a broker’s description of the line, not a grant of coverage for a buyer. ³Company-reported. Aon’s marketing description of the brokerage/coverage area. The page is not the insurer’s policy form and does not establish an insured's entitlement to coverage.

Builder's risk coverage includes the building or structure while under construction or renovation, materials and supplies on-site, in transit and in storage, and common perils such as fire, theft and weather during the build. ⁷Company-reported. Types of Coverage section; subject to exclusions and terms in the policy as issued.

Coverdash includes soft costs as part of builder's risk coverage: indirect expenses from a covered delay, such as extra loan interest, permit fees and lost rent. ⁷Company-reported. Types of Coverage section and FAQ answer on soft costs.

Coverdash's FAQ says a builder's risk policy typically runs 3, 6 or 12 months, starting when work begins and ending when the project is complete and occupied; terms can be extended. ⁷Company-reported. FAQ answer on how long the policy lasts.

The reviewed page does not state a buyer-specific limit, retention, deductible or other placement terms. Confirm these in the quote, bond or issued policy. ³Not publicly disclosed. Aon’s global practice page as reviewed 2026-09-30; no quote, bond form or issued policy was reviewed.

The builder's risk page and its FAQ describe policy duration and soft costs but do not publish limit amounts or deductibles for this line. ⁷Not publicly disclosed. Page checked 2026-09-23; limit and deductible figures were not found on this product page.

Aon describes project risk-advisory services to understand project-specific risks and develop risk-transfer, management or mitigation strategies. It also describes a global construction team and market access. These are company-reported brokerage and advisory services, not coverage benefits. ³Company-reported. Company-reported advisory services on Aon’s global practice page; account-specific service scope is not stated.

Confirm in your quote.

Confirm in your quote.

You request a builder's risk quote through Coverdash's online form. Coverdash says a policy can be quoted, bought and managed digitally, and that every policy comes with a dedicated advisor from the first quote through renewal. ⁷Company-reported. Why work with Coverdash and the Get a quote call to action; quote speed and advisor availability are company-reported and not independently tested.