Alliance Risk vs HUB International: How Do They Compare for Tech E&O Insurance?

HUB International says it insures more than 5,000 technology companies and has prospects connect with a broker, with no online quote flow; Alliance Risk specializes in Tech E&O and cites a $2,500 standard deductible for small firms.

Alliance Risk is a Tech E&O specialist broker for software, SaaS, AI and IT-services firms that builds your quote from your three largest client contracts and publishes typical limits from $250,000 to $3 million-plus; HUB places Tech E&O through general E&O and technology practices that say they insure more than 5,000 tech companies. ^1,^2,³

What Are the Key Differences Between Alliance Risk and HUB International Tech E&O Insurance?

Contract-Led Specialist vs Large Generalist Practice

Both are brokers and neither names insurers. Alliance Risk runs a specialist Tech E&O desk for software, SaaS, AI and IT-services firms. Its quote file asks for your three largest client contracts, their indemnification terms and your top-three client concentration, and it publishes typical limits from $250,000/$500,000 to $2 million/$3 million-plus. HUB places Tech E&O through its general E&O practice and a technology-industry practice that it says insures more than 5,000 tech companies; you connect with a broker, there's no online quote and no published limits. Choose Alliance Risk if your contracts drive your insurance needs and you want a limit benchmark up front; choose HUB if you want Tech E&O handled alongside your other lines at a large broker. ¹ ² ³

Tech-Specific Errors vs General Professional Claims With Prior Acts

Alliance Risk describes cover for failure to perform, errors in deliverables including AI outputs, unmet specifications, unintentional IP infringement, product failure and data loss from your own mistakes. HUB's general E&O page describes defense costs, judgments, settlements and fines for misrepresentation, breach of professional services, wrongful practices and misleading advice, and says cover can reach back to a retroactive date for earlier work. Alliance Risk's free policy review also flags retroactive-date gaps. ¹ ²

What Should You Confirm in Alliance Risk and HUB International Tech E&O Insurance Quotes?

Ask HUB which team handles your file, and ask Alliance Risk which specialist insurers it approached. ² ¹
Compare retroactive dates and prior-acts cover on both proposed forms. ² ¹
Ask HUB for per-claim and aggregate limits to compare with Alliance Risk's typical ranges. ¹ ²
Ask both which insurer issues the policy. ¹ ²

Alliance Risk vs HUB International Tech E&O Insurance Compared

Alliance Risk vs HUB International: Tech E&O Insurance: documented features by provider

Criteria	Alliance Risk Tech E&O Insurance	HUB International Technology Errors and Omissions Insurance
Who It’s For	Alliance Risk lists SaaS platforms, AI companies, IT consultants/system integrators/MSPs, software developers, data analytics and business-intelligence firms, IT staffing firms, and IT support/help-desk providers as the businesses that need Tech E&O. ¹Company-reported. Tech E&O page, "Who Needs Tech E&O Insurance?" section.	HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ³Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.
How to Apply	For a Tech E&O quote, Alliance Risk asks for the services offered, annual revenue and employee count, the three largest client contracts including indemnification terms, current E&O and cyber coverage, five-year claims history, and client concentration among the top three clients. ¹Company-reported. Tech E&O page, "What We Need for Your Quote" section.	HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. ²Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	Alliance Risk describes Tech E&O as covering failure to perform or deliver, errors in deliverables (including AI outputs that are factually wrong or biased), unmet specifications, unintentional IP infringement, product failure and data loss caused by the company's own mistakes, while excluding intentional wrongdoing, bodily injury or property damage, and cyberattacks, which it says require separate cyber coverage. ¹Company-reported. Tech E&O page, "What Tech E&O Insurance Covers" and "Does NOT Cover" sections and the E&O-vs-cyber comparison; the issued policy and declarations control actual terms.	HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ²Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.
Role in This Line	Alliance Risk specializes in placing Tech E&O coverage for technology companies that build, deploy or advise using software, describing itself as a specialist placement partner for this line rather than an underwriter. ¹Company-reported. Tech E&O page opening description.	HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^2,³Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.