Alliance Risk vs 
HUB International: How Do They Compare for Management Liability Insurance?
HUB International runs a ProEx practice with a boundaryless account team and attorneys on policy wording, across client sizes; Alliance Risk is a brokerage that publishes indicative premium ranges by funding stage.
Alliance Risk is built for venture-backed companies packaging D&O, EPLI and fiduciary, and publishes premium ranges tied to funding and headcount. HUB offers a longer menu, including excess D&O, employed-lawyers cover, kidnap and ransom and workplace violence, plus its own attorneys on claims. 1,2
What Are the Key Differences Between Alliance Risk and HUB International Management Liability Insurance?
Venture-Stage Core Package vs a Wider Executive-Liability Menu
Both are brokers and neither names the insurer. Alliance Risk’s program is D&O, EPLI and fiduciary, often with crime, and it publishes premium ranges and timing tied to funding, hiring and benefits plans. HUB ProEx’s list adds excess D&O that protects individual directors when the company can’t, employed-lawyers E&O, crime and fidelity, kidnap and ransom, and workplace violence. Choose Alliance Risk if you are a venture-backed startup buying your first management package; choose HUB if you need specialty lines on top of the core three. 1 2 3
Shared-Limit Advice vs Claims Attorneys and Market Leverage
Alliance Risk focuses on structure: whether your lines share one limit or have separate ones, and keeping one insurer on a claim that hits two lines. HUB says it places more than $2 billion in premium, models D&O exposure, and has a Claims & Legal Risks Group of attorneys who review wording and pursue recoveries on your side, separate from the insurer’s defense lawyers. 1 2
What Should You Confirm in Alliance Risk and HUB International Management Liability Insurance Quotes?
- Ask HUB whether you need excess D&O, employed-lawyers cover, kidnap and ransom or workplace violence, and whether each is a separate policy or an endorsement. 2
- Ask both whether your lines share one limit, and which insurer issues each part. 1 2
- Ask HUB how its claims attorneys work with the insurer’s defense counsel. 2
Alliance Risk vs HUB International Management Liability Compared
Alliance Risk vs HUB International: Management Liability Insurance: documented features by provider
| Criteria | Alliance Risk Management Liability Insurance | HUB ProEx Management Liability Insurance Brokerage |
|---|---|---|
| Coverage Features | Alliance Risk describes three core lines inside a management liability program: D&O, EPLI and fiduciary liability, with commercial crime as a common fourth line added to the same program. 1Company-reported. Dedicated page; each core line links out to Alliance Risk's separate line-specific pages for more detail. Alliance Risk says entry-level packaged programs often share a single aggregate limit across D&O, EPLI and fiduciary, so a large claim on one line can reduce what is left for another line the same policy period. It says a specialist broker can structure shared versus separate limits to avoid that. 1Company-reported. "The shared limit problem" section of the dedicated page. | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. 2Company-reported. ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy. HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. 3Company-reported. Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy. |
| Role in This Line | Alliance Risk is a brokerage. For management liability, it advises clients on whether to buy directors and officers (D&O), employment practices liability (EPLI) and fiduciary liability as a single packaged program or as standalone policies. 1Company-reported. Dedicated management-liability page, accessed 2026-09-23. | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. 2Company-reported. ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line. |
| Claims Support | Alliance Risk says that when one event triggers more than one management-liability line, such as an executive's exit that produces both an EPLI charge and a D&O suit against the board, a single packaged program puts one carrier and one defense team on both threads instead of separate insurers disputing which one leads. 1Company-reported. "One event, two policies" section, illustrated with three placement examples Alliance Risk says it has handled. | HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. 2Company-reported. ProEx page claims and legal support section. |
