Alliance Risk vs HUB International General Liability Insurance

Alliance Risk arranges general liability (also called commercial general liability, or CGL) coverage as a broker rather than issuing the policy itself. ³Company-reported. General liability product page; the page describes the coverage generically and does not name Alliance Risk's specific placement process for this line.

HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. ⁷Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer.

The reviewed general liability page does not name the insurer that would issue a policy for a given buyer. ³Not publicly disclosed. General liability product page as read on 2026-09-23.

The general liability product page does not name an issuing insurer; HUB places general liability business with insurers that vary by client and placement. ⁷Not found in reviewed sources. Checked the general liability product page on 2026-09-23; no carrier is disclosed there.

Alliance Risk targets general liability at businesses that operate a physical location open to the public, interact with clients or customers face-to-face, work on client property, advertise, or sell products or services, naming contractors and construction, retail and e-commerce, hospitality and food service, consulting, and manufacturing and distribution as common buyers. ³Company-reported. General liability product page; eligibility for a particular company depends on underwriting.

Not described in the reviewed sources.

Alliance Risk lists bodily injury, property damage, and personal and advertising injury (libel, slander, copyright infringement, false advertising) as typically covered, and says employee injuries, professional errors, auto accidents, intentional acts, and damage to the policyholder's own property are excluded and belong to other lines such as workers' compensation, professional liability, commercial auto, or commercial property. ³Company-reported. General liability product page; coverage and exclusions described in general terms, subject to the policy as issued.

HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. ⁷Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers.

The reviewed general liability page gives cost ranges (for example, small businesses around $500 annually up to larger enterprises near $25,000 a month) but does not publish specific coverage limits, retentions or deductible amounts for general liability. ³Not found in reviewed sources. General liability product page as read on 2026-09-23; cost figures are illustrative premium estimates, not published limits.

Published per-occurrence or aggregate limits, deductibles or retentions for HUB-placed general liability policies were not found on the product page. ⁷Not publicly disclosed. Checked the general liability product page on 2026-09-23; limits are set on the quote and declarations, not the marketing page.

The reviewed general liability page does not describe a dedicated risk-control service, specialist team or claims-advocacy offering for this line beyond generic risk-management tips such as maintaining a safe work environment and using clear client contracts. ³Not found in reviewed sources. General liability product page as read on 2026-09-23.

The general liability product page does not describe line-specific risk-control or safety services; it only lists related products such as business interruption, D&O, EPL and workers' compensation insurance. ⁷Not found in reviewed sources. Checked the general liability product page on 2026-09-23.

The general liability page's only application route is a generic 'Get a quote' request; it does not list the specific submission information Alliance Risk asks for on this line, unlike its D&O, EPLI and fiduciary product pages. ³Not found in reviewed sources. General liability product page as read on 2026-09-23.

HUB says the amount of general liability coverage a business needs depends on factors such as the type of business and its location, and directs prospects to contact a HUB broker to get started. ⁷Company-reported. Product-page copy; no online quote or bind flow is described.

The reviewed general liability page does not describe an Alliance Risk claims-handling or claims-advocacy process for this line. ³Not found in reviewed sources. General liability product page as read on 2026-09-23.

Not described in the reviewed sources.