Alliance Risk vs 
Foxquilt: How Do They Compare for Crime Insurance?
Alliance Risk details employee theft, forged documents, fraudulent transfers and social engineering, including client-property theft by endorsement. Foxquilt describes money and securities losses from inside or outside theft, including employee dishonesty, fraud and forgery. The useful comparison is which specific fraud paths and endorsements appear in the quoted form. 4,8
What Is Alliance Risk?
Alliance Risk suits tech startups from pre-seed through IPO that want a broker to review their tech E&O policy for free and shop specialist insurers; if you want to buy online in minutes, use a digital insurer. Quotes take 24 hours to ten business days, depending on your risk. 1,2,3
What Is Foxquilt?
Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. 6,7
What Is Crime Insurance?
Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. 9,10,11,12,13
What Are the Key Differences Between Alliance Risk and Foxquilt Crime Insurance?
Alliance Risk lists employee theft, forged documents, fraudulent transfers and social engineering, with client-property theft available by endorsement. Foxquilt describes money and securities losses involving inside or outside theft, employee dishonesty, fraud and forgery. A buyer handling client funds can ask whether an endorsement and transfer-fraud conditions appear in the proposed forms. 4 8
Fraud scenarios in the published descriptions
Alliance Risk names social engineering and fraudulent electronic transfers and describes client-property theft as an endorsement; Foxquilt names employee dishonesty, fraud and forgery within money-and-securities losses. A company holding customer property can ask Alliance Risk whether its endorsement applies and ask Foxquilt how the quoted form treats client funds. 4 8
What is bundled with the crime policy
Alliance Risk lists business-income loss as excluded unless endorsed and owner or partner dishonesty among its exclusions; Foxquilt markets crime standalone or as a BOP add-on. A buyer comparing package placement should check both the crime wording and any requested income endorsement rather than assume a shared package includes it. 4 8
What Should You Confirm in Alliance Risk and Foxquilt Crime Insurance Quotes?
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Ask Alliance Risk whether client-property theft and business-income loss can be endorsed, and ask Foxquilt which employee, owner and third-party acts are covered. 4 8
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Ask Alliance Risk for its discovery rule, limits, deductible and social-engineering conditions; ask Foxquilt for the corresponding terms in its quote. 4 8
Alliance Risk and Foxquilt Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Alliance Risk Review Score
Review Score
No reviews found
Alliance Risk has no customer ratings on the review sites we checked, so there's no Review Score yet. That says nothing bad about the company; it means you'll need to ask for references.[1][4][6]
Read Alliance Risk reviewsFoxquilt Review Score
Review Score
3 rated sources
Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.[12][5][6]
Read Foxquilt reviewsAlliance Risk vs Foxquilt Crime Insurance Compared
Alliance Risk vs Foxquilt: Crime Insurance: documented features by provider
| Criteria | Alliance Risk Crime Insurance | Foxquilt Crime Insurance |
|---|---|---|
| Role in This Line | Alliance Risk arranges crime insurance placements as a brokerage; the crime page describes the coverage it places rather than an Alliance-issued policy. 4,5Company-reported. Crime product page and the general brokerage disclosure on the coverage catalogue page. | Foxquilt markets Crime Insurance, either as a BOP add-on or as a standalone policy according to its product page. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
| Issuing Insurer | The crime insurance page does not name an issuing insurer or carrier for the coverage. 4Not publicly disclosed. Crime product page as read on 2026-09-23. | Confirm in your quote. |
| Who It’s For | Alliance Risk lists businesses that handle cash, payments or sensitive data, companies with accounting, billing or procurement teams, nonprofits with volunteer financial oversight, and organizations in finance, retail, healthcare or logistics as common crime insurance buyers. 4Company-reported. Crime product page, Who Needs Crime Insurance? section. | The page highlights small businesses that handle cash or have employees handling business funds; it does not specify underwriting eligibility. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
| Coverage Features | Alliance Risk's crime insurance page covers employee theft and embezzlement, forgery or alteration of checks or documents, fraudulent electronic funds transfer, social engineering fraud and impersonation, and burglary, robbery and safe burglary, with theft of client property available by endorsement. 4Company-reported. Crime product page, What Does Crime Insurance Cover? section; actual policy structure depends on the carrier and the policy as issued. Alliance Risk says its crime coverage excludes business income loss from crime unless endorsed, cyber breach or hacking (which it says falls under a cyber policy instead), losses not discovered during the policy period, and dishonest acts by company owners or partners. 4Company-reported. Crime product page, What Doesn't Crime Insurance Cover? section. | The page describes money and securities losses from inside or outside theft, including employee dishonesty, fraud and forgery. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
| Limits and Retentions | Alliance Risk's crime page gives typical annual premium ranges ($500-$2,000 for small businesses up to $10,000-$50,000+ for large enterprises) but does not publish specific coverage limits, sublimits or retentions. 4Not publicly disclosed. Crime product page as read on 2026-09-23. | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. 8Not publicly disclosed. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered. |
| How to Apply | Confirm in your quote. | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. 8Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. |
Related Pages for Alliance Risk vs Foxquilt Crime Insurance
Crime Insurance Pages for Alliance Risk and Foxquilt
Other Coverage Lines Compared for Alliance Risk vs Foxquilt
Other Crime Insurance Provider Comparisons
Sources for Alliance Risk vs Foxquilt Crime Insurance
Sources About Alliance Risk
- Technology Insurance. Alliance Risk; What is Technology Insurance?; Types of Technology; Types of Coverage; startup placement introduction; quote documents and process. Accessed 2026-09-16.
- Tech E&O Insurance. Alliance Risk; Opening placement description; Get Your Tech E&O Risk Review; What We Need for Your Quote; Policy Review. Accessed 2026-09-16.
- Get a Quote. Alliance Risk; Request form; Prefer to Call?; Why Alliance Risk? section. Accessed 2026-09-16.
- Crime Insurance. Alliance Risk; What Is Crime Insurance?; Who Needs Crime Insurance?; What Does Crime Insurance Cover?; What Doesn't Crime Insurance Cover?; How Much Does Crime Insurance Cost? Accessed 2026-09-23.
- Alliance Products. Alliance Risk; Footer brokerage disclosure: "Alliance Risk is an insurance brokerage focused on providing clients with commercial insurance across a wide array of industries.". Accessed 2026-09-23.
Sources About Foxquilt
- Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
- Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
- Smarter Crime Insurance. Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage. Accessed 2026-09-29.
Sources for the Crime Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Crime. Accessed 2026-09-16.
- Crime Non-Financial Applications and Forms. Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
- Crime Terms and Conditions. The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
- Commercial Crime Coverage Application. Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.
