Alliance Risk vs Corgi: How Do They Compare for General Liability Insurance?

An online instant quote and same-day binding for eligible applicants, skipping a multi-week broker review, is how Corgi sells standalone general liability; Alliance Risk is a broker naming contractors, retail and hospitality as common buyers.

Corgi is built for startups: you can quote general liability online and eligible applicants can bind the same day, with sample limits of $1 million per occurrence and a $2,000 retention. Alliance Risk suits contractors, shops and restaurants that want a broker to arrange coverage. ^2,^3,¹

What Are the Key Differences Between Alliance Risk and Corgi General Liability Insurance?

How Fast You Get Covered

Corgi has an online instant-quote flow and says eligible applicants can apply and bind the same day. ² Alliance Risk's page offers a "Get a quote" request with no stated turnaround or list of what it needs. ¹ Choose Corgi if you are a venture-backed startup that needs a certificate this week; choose Alliance Risk if you run a construction, retail or food business and want a broker to arrange cover.

What You Can See Before You Buy

Corgi shows sample limits of $1 million per occurrence and $2 million aggregate, a $100,000 damage-to-premises sublimit and a $2,000 self-insured retention you pay per claim, and names Technology Risk Retention Group as the insurer. ² Alliance Risk publishes a cost range from about $500 a year but no limits and no insurer. ¹

What the Policy Leaves Out

Corgi's occurrence form excludes patent infringement, professional errors, cyber incidents and damage to property in your care. ² Alliance Risk lists employee injuries, professional errors, auto accidents and your own property as outside general liability. ¹

What Should You Confirm in Alliance Risk and Corgi General Liability Insurance Quotes?

Ask Corgi whether a risk retention group insurer is acceptable to your landlord or customer. ²
Check the retention on your Corgi declarations page; you pay it before the insurer does. ²
Ask Alliance Risk for the insurer, limits and how long quoting takes. ¹

Alliance Risk vs Corgi General Liability Insurance Compared

Alliance Risk vs Corgi: General Liability Insurance: documented features by provider

Criteria	Alliance Risk General Liability Insurance	Corgi Commercial General Liability (CGL)
Coverage Features	Alliance Risk lists bodily injury, property damage, and personal and advertising injury (libel, slander, copyright infringement, false advertising) as typically covered, and says employee injuries, professional errors, auto accidents, intentional acts, and damage to the policyholder's own property are excluded and belong to other lines such as workers' compensation, professional liability, commercial auto, or commercial property. ¹Company-reported. General liability product page; coverage and exclusions described in general terms, subject to the policy as issued.	The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ²Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.
Role in This Line	Alliance Risk arranges general liability (also called commercial general liability, or CGL) coverage as a broker rather than issuing the policy itself. ¹Company-reported. General liability product page; the page describes the coverage generically and does not name Alliance Risk's specific placement process for this line.	Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^3,²Company-reported. Homepage package contents and the CGL product page.