Alliance Risk vs Corgi General Liability Insurance

Alliance Risk arranges general liability (also called commercial general liability, or CGL) coverage as a broker rather than issuing the policy itself. ³Company-reported. General liability product page; the page describes the coverage generically and does not name Alliance Risk's specific placement process for this line.

Corgi sells Commercial General Liability (CGL) as a standalone policy and includes it in every startup package tier it lists, from Pre-Seed & Seed through Series A, Growth Stage and the Custom Package. ^5,9Company-reported. Homepage package contents and the CGL product page.

The reviewed general liability page does not name the insurer that would issue a policy for a given buyer. ³Not publicly disclosed. General liability product page as read on 2026-09-23.

Corgi's CGL page states the policy is underwritten by Technology Risk Retention Group, Inc., a risk retention group, rather than one of Corgi's admitted carrier affiliates. ⁹Company-reported. CGL scenario note 1 and policy boundaries section.

Alliance Risk targets general liability at businesses that operate a physical location open to the public, interact with clients or customers face-to-face, work on client property, advertise, or sell products or services, naming contractors and construction, retail and e-commerce, hospitality and food service, consulting, and manufacturing and distribution as common buyers. ³Company-reported. General liability product page; eligibility for a particular company depends on underwriting.

Not described in the reviewed sources.

Alliance Risk lists bodily injury, property damage, and personal and advertising injury (libel, slander, copyright infringement, false advertising) as typically covered, and says employee injuries, professional errors, auto accidents, intentional acts, and damage to the policyholder's own property are excluded and belong to other lines such as workers' compensation, professional liability, commercial auto, or commercial property. ³Company-reported. General liability product page; coverage and exclusions described in general terms, subject to the policy as issued.

The standard CGL form (CORG-CGL-0100) is occurrence-based and covers third-party bodily injury, property damage and a narrow list of personal-and-advertising-injury offenses, but excludes patent infringement, professional errors, cyber incidents, and damage to property in the policyholder's care, custody or control. ⁹Company-reported. CGL coverage table and scenario/policy notes; illustrative summary, not policy wording.

The reviewed general liability page gives cost ranges (for example, small businesses around $500 annually up to larger enterprises near $25,000 a month) but does not publish specific coverage limits, retentions or deductible amounts for general liability. ³Not found in reviewed sources. General liability product page as read on 2026-09-23; cost figures are illustrative premium estimates, not published limits.

Corgi shows illustrative CGL limits of up to $1 million per occurrence and $2 million general aggregate, a $100,000 damage-to-premises sublimit, $5,000 medical payments per person, and a $2,000 per-claim self-insured retention; actual amounts appear on the declarations page. ⁹Company-reported. CGL coverage table, described as illustrative and possibly differing from the issued policy.

The reviewed general liability page does not describe a dedicated risk-control service, specialist team or claims-advocacy offering for this line beyond generic risk-management tips such as maintaining a safe work environment and using clear client contracts. ³Not found in reviewed sources. General liability product page as read on 2026-09-23.

The reviewed CGL page does not describe risk-control, premises-safety or loss-prevention services for policyholders beyond the coverage itself. ⁹Not found in reviewed sources. CGL product page as read on 2026-09-23.

The general liability page's only application route is a generic 'Get a quote' request; it does not list the specific submission information Alliance Risk asks for on this line, unlike its D&O, EPLI and fiduciary product pages. ³Not found in reviewed sources. General liability product page as read on 2026-09-23.

You can request a CGL quote through Corgi's online instant-quote flow, and Corgi says eligible applicants can complete the application and bind the same day rather than going through a multi-week broker-review cycle. ^9,5Company-reported. CGL page call to action and homepage self-serve description.

The reviewed general liability page does not describe an Alliance Risk claims-handling or claims-advocacy process for this line. ³Not found in reviewed sources. General liability product page as read on 2026-09-23.

Corgi says the CGL insurer has a duty to defend covered claims, meaning it appoints and pays for defense counsel on the policyholder's behalf, subject to the applicable retention. ⁹Company-reported. CGL scenario note 1, illustrated through a bodily-injury example; distinct from D&O's duty-to-reimburse structure noted on the same page.