Alliance Risk vs Corgi Cyber Insurance

Alliance Risk designs cyber programs backed by breach response planning, forensic support and advisory, as a brokerage that arranges placement rather than underwriting the policy itself. ^3,4Company-reported. Cyber product page, opening section, and the general brokerage disclosure on the coverage catalogue page.

Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^6,10Company-reported. Homepage package contents and the cyber liability product page.

The cyber page does not name the insurer that would issue an Alliance Risk-placed cyber policy. It separately lists carriers active in the broader cyber market, including Chubb, AIG, Coalition, Hiscox and others, as general market education rather than as Alliance's own carrier panel. ³Not publicly disclosed. Cyber product page, Choosing Cyber Insurance Carriers and Brokers section, as read on 2026-09-23.

Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. ^10,5Company-reported. Cyber product page and Corgi disclaimers.

Alliance Risk's cyber offering combines first-party coverage (data recovery, business interruption, breach notification, credit monitoring, forensic investigation, crisis management and cyber extortion or ransomware payments) with third-party coverage (legal defense, settlements and judgments, regulatory fines and penalties, PCI-DSS assessments, and media liability). ³Company-reported. Cyber product page, First-Party vs. Third-Party Cyber Coverage section; actual policy structure depends on the carrier and the policy as issued.

Alliance Risk says its cyber programs include coverage for legal expenses and fines imposed by data protection authorities such as the FTC, HIPAA enforcers or GDPR enforcers. ³Company-reported. Cyber product page, The Alliance Risk Difference section.

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹⁰Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.

Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹⁰Company-reported. Scenario notes for form CORG-CY-0100.

The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹⁰Company-reported. Scenario notes for form CORG-CY-0100.

Alliance Risk's cyber page says most small businesses buy $1 million per-occurrence and $1 million aggregate limits with roughly $2,500 deductibles, and it publishes a recommended-limit table by business profile, ranging from $500,000-$1 million for sole proprietors to $5 million or more for healthcare and finance companies. These are general guidance, not a quoted limit for a specific business. ³Company-reported. Cyber product page, How Much Cyber Insurance Do You Need? section.

Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. ¹⁰Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.

Alliance Risk says it provides dedicated incident response planning ahead of a breach, with designated forensic, legal and notification vendors on standby, along with data exposure and network vulnerability analysis. ³Company-reported. Cyber product page, Our Approach to Cyber Liability and The Alliance Risk Difference sections.

Alliance Risk says its cyber programs often come bundled with proactive security services from cybersecurity vendors, such as vulnerability scans, employee security training and phishing simulations. ³Company-reported. Cyber product page, The Alliance Risk Difference section.

The reviewed cyber page does not describe security monitoring or other risk-management services for policyholders. ¹⁰Not found in reviewed sources. Cyber product page as read on 2026-09-23.

You request a cyber quote or book a risk assessment with an Alliance Risk advisor through the calls to action on the cyber product page; the page does not list specific underwriting information required for a cyber submission. ³Company-reported. Cyber product page quote and consultation calls to action.

You can request a cyber quote online through Corgi. ¹⁰Company-reported. Product page quote call to action.