AIG vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Newfront says it provides integrated claims and coverage negotiation for Executive Risk clients; AIG describes claims expertise but does not detail comparable advocacy. 3,8

What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2

Read the AIG profile

Read the AIG Employment Practices Liability Insurance page

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. 4,5,6,7

Read the Newfront profile

Read the Newfront Employment Practices Liability Insurance page

What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 9,10,11

Read the full coverage guide

Key Differences in Employment Practices Liability Insurance

Claims Advocacy and Buying Relationship

Newfront’s Executive Risk practice brokers EPL and says its clients receive integrated claims and coverage negotiation. AIG describes underwriting and claims expertise for employment-practices exposures, without detailing how a buyer works with a claim advocate. A company weighing these approaches should ask Newfront how its brokerage team engages with the carrier after an employment claim and ask AIG who administers the claim under the proposed policy. 8 3

Eligibility and Application Route

Newfront serves private companies from seed stage onward and has worked with publicly traded companies, but does not state EPL-specific eligibility thresholds; prospects request a consultation. AIG lists applications for private companies, nonprofits, and financial institutions, while its overview does not provide a complete eligibility schedule. Buyers should use each route to obtain a class-specific proposal and confirm the insurer and form rather than infer qualification from broad audience descriptions. 8 3

What to Confirm in Employment Practices Liability Insurance Quotes

  • Ask Newfront which carrier will issue the policy and how claims negotiation support applies to EPL. 8
  • Ask AIG which application fits your entity and what claims support is included for the selected form. 3

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

AIG

4.4/ 10

Review Score

2 rated sources

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]

Read AIG reviews

Newfront

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.[6]

Read Newfront reviews

Offering Details

AIG vs Newfront: Employment Practices Liability Insurance: documented features by provider

CriteriaAIG Employment Practices Liability InsuranceNewfront Employment Practices Liability Insurance (EPLI)
Role in This Line

AIG markets Employment Edge and employment-practices liability options within its Financial Lines portfolio. A particular quote may use a standalone or package form; confirm the named insurer and form. 3Company-reported. Role in this product is limited to the description on the linked AIG source.

Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. 8Company-reported. Executive Risk offering page and Leadership section.

Issuing Insurer

Confirm in your quote.

The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. 8Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.

Who It’s For

AIG presents Employment Edge for employers and also lists EPL applications for private companies, nonprofits and financial institutions. The public page does not state a complete eligibility or jurisdiction schedule. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.

Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. 8Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.

Coverage Features

AIG describes protection against specified employment-practices claims, including discrimination, harassment and wrongful-retaliation allegations. The cited page’s examples are not a grant of buyer-specific policy coverage. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.

Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." 8Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.

Limits and Retentions

No buyer-specific limit, retention or deductible can be determined from the public overview. Confirm those values and any sublimits in the quote and issued policy. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.

The reviewed Executive Risk page does not publish EPLI limits or retentions. 8Not publicly disclosed. Executive Risk page as read on 2026-09-23.

Risk Services

AIG describes underwriting, claims and risk-management expertise for employment-practices exposures. Its product resources include applications and loss-prevention material; account-specific service is not specified. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.

Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. 8Company-reported. The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page.

How to Apply

Confirm in your quote.

You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. 8Company-reported. Executive Risk page call-to-action; no online quoting or binding described.

Claims Support

Confirm in your quote.

Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. 8Company-reported. The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow.

Full Comparison

More AIG vs Newfront Comparisons

Other Employment Practices Liability Insurance Comparisons

Sources

AIG

  1. Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
  2. Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
  3. Employment Practices Liability Insurance. AIG; Official AIG Employment Practices Liability page: Employment Edge product, covered employment-claim categories, employer audience, policy options, risk-management and claims services; see its linked forms and policy caveat. Accessed 2026-09-30.

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

Employment Practices Liability Insurance Guide

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
  3. Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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