AIG vs Marsh: How Do They Compare for Management Liability Insurance?

AIG lists five management-liability product categories; Marsh frames management liability as an umbrella for related executive-risk policies placed through its FINPRO advisers. 3,8

What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2

Read the AIG profile

What Is Marsh?

Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. 4,5,6,7

Read the Marsh profile

Read the Marsh Management Liability Insurance page

What Is Management Liability Insurance?

Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. 11,12,13,14,15,16

Read the full coverage guide

Key Differences in Management Liability Insurance

AIG lists D&O, employment practices, fiduciary, crime/fidelity and K&R products. Marsh’s FINPRO practice describes management liability as an umbrella for related executive-risk products, not one policy, and its UK page names D&O, EPL, pension trustee, private-equity portfolio-company and public-offering coverage. Buyers should compare Marsh’s proposed policy schedule with the individual AIG products they need; a shared label does not mean the same forms. 3 8

The service model begins with a specialist at Marsh

Marsh says its team advises companies of all sizes and directs prospective clients to a FINPRO specialist, rather than a self-serve quote. AIG links its portfolio to applications and national product contacts. Ask each contact which insurer will issue each policy and whether the terms can be coordinated across lines. 3 8

What to Confirm in Management Liability Insurance Quotes

  • Ask Marsh for a line-by-line schedule and identify which policies are included in the proposed program. 8
  • Match each AIG product to its form, insurer and limits. 3

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

AIG

4.4/ 10

Review Score

2 rated sources

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]

Read AIG reviews

Marsh

5.8/ 10

Review Score

2 rated sources

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.[2][4][7]

Read Marsh reviews

Offering Details

AIG vs Marsh: Management Liability Insurance: documented features by provider

CriteriaAIG Management & Professional Liability portfolioMarsh Management Liability Insurance Brokerage
Role in This Line

Confirm in your quote.

Marsh's FINPRO (financial and professional) practice advises companies on management liability coverage, which Marsh's Financial & Professional Liability page frames as an umbrella term covering related executive-risk products rather than a single policy. 8Company-reported. The management-liability page resolves to Marsh's en-gb (UK) site path, so its described team and product list (pension trustee liability, public offering of securities insurance) reflect a UK FINPRO practice rather than a confirmed US program.

Issuing Insurer

Confirm in your quote.

The reviewed pages do not name a specific management liability insurer. 8,9Not publicly disclosed. UK FINPRO management liability page and Marsh's Financial & Professional Liability page as read on 2026-09-23.

Who It’s For

AIG describes solutions for public, private and nonprofit organizations, financial institutions and professional services firms. 3Company-reported. AIG US product portfolio. Claim limitation: No individual revenue/industry/state eligibility established. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation.

Marsh says the FINPRO management liability team advises companies of all sizes on their management liability cover. 8Company-reported. UK FINPRO management liability page.

Coverage Features

AIG’s portfolio includes D&O, EPL, fiduciary, crime/fidelity and kidnap-and-ransom products. 3Company-reported. AIG US management-liability portfolio. Claim limitation: Not proof every line can be bundled. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation.

Marsh's UK management liability page lists directors and officers liability, employment practices liability, pension trustee liability, coverage for private equity owned portfolio companies, and public offering of securities insurance as its areas of expertise under this practice. 8Company-reported. UK FINPRO management liability page; the mix of products may differ for a US placement.

How to Apply

AIG’s Management & Professional Liability portfolio page links to application forms and national product/distribution team contacts. 3Company-reported. Resources linked from the Management & Professional Liability portfolio page; the claim does not map a specific form to each named product. Claim limitation: The page does not identify which form applies to each named product, who submits applications, a mandatory broker route, eligibility, binding authority or the issuing affiliate. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation.

You engage a Marsh or MMA financial and professional liability specialist directly; the reviewed pages describe advisor-led placement rather than a self-serve quote. 9,10Company-reported. Financial & Professional Liability page and MMA executive and professional liability page.

Full Comparison

More AIG vs Marsh Comparisons

Other Management Liability Insurance Comparisons

Sources

AIG

  1. Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
  2. Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
  3. Management & Professional Liability Insurance | AIG US. AIG US; Products and solutions; Financial Lines applications; Forms and Applications; Brokers: Meet Your AIG Team, lines 327–336. Accessed 2026-09-28.

Marsh

  1. Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
  2. Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
  3. Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
  4. Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
  5. Management Liability. Marsh; FINPRO management liability team description; Our areas of expertise: D&O, EPL, pension trustee liability, private equity owned portfolio companies, public offering of securities insurance. Accessed 2026-09-23.
  6. Financial & Professional Liability. Marsh; Practice introduction for executive insurance advisory; FAQ distinguishing management liability, D&O and EPL. Accessed 2026-09-23.
  7. Expert Executive and Professional Liability Insurance. Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.

Management Liability Insurance Guide

  1. Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
  2. Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
  3. The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
  4. Private Company Directors and Officers Liability Coverage. Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16.
  5. Liability Coverage Terms and Conditions. Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16.
  6. Private Company Directors and Officers Liability Coverage Application. Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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