What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
CNA Small Business Insurance: Products, Agents and Service
CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. 4,5,6
What Is Management Liability Insurance?
Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. 8,9,10,11,12,13
Key Differences in Management Liability Insurance
CNA describes a configurable mix; AIG lists separate product categories
AIG’s portfolio names D&O, employment practices, fiduciary, crime/fidelity and kidnap-and-ransom products. CNA says Epack 3 lets agents design a modular mix for management-liability exposures and combines D&O, EPL, fiduciary, fidelity/crime and K&R/extortion in its portfolio. The practical question is which parts belong in one CNA design versus separate AIG policies. Ask for a coverage schedule that identifies each form and any shared or separate limits. 3 7
Both identify broad organizational audiences, with agent-led application steps
AIG names public, private and nonprofit organizations, financial institutions and professional-services firms. CNA discusses public and private companies, nonprofits and smaller businesses. CNA directs agents to the Agent Center for applications; AIG’s portfolio page links to forms and national product contacts. Buyers should confirm which entity and route will handle their submission. 3 7
What to Confirm in Management Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsCNA
Review Score
1 rated source
Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.[1][5]
Read CNA reviewsOffering Details
AIG vs CNA: Management Liability Insurance: documented features by provider
| Criteria | AIG Management & Professional Liability portfolio | CNA Management Liability / Epack 3 |
|---|---|---|
| Who It’s For | AIG describes solutions for public, private and nonprofit organizations, financial institutions and professional services firms. 3Company-reported. AIG US product portfolio. Claim limitation: No individual revenue/industry/state eligibility established. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | CNA discusses exposures for public/private companies, nonprofits and smaller businesses. 7Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US management/professional liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control. |
| Coverage Features | AIG’s portfolio includes D&O, EPL, fiduciary, crime/fidelity and kidnap-and-ransom products. 3Company-reported. AIG US management-liability portfolio. Claim limitation: Not proof every line can be bundled. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | CNA’s portfolio combines D&O, EPL, fiduciary, fidelity/crime and kidnap/ransom/extortion coverages. 7Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US management/professional liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control. CNA says Epack 3 lets agents design a modular mix for management-liability exposures. 7Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US management/professional liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control. |
| How to Apply | AIG’s Management & Professional Liability portfolio page links to application forms and national product/distribution team contacts. 3Company-reported. Resources linked from the Management & Professional Liability portfolio page; the claim does not map a specific form to each named product. Claim limitation: The page does not identify which form applies to each named product, who submits applications, a mandatory broker route, eligibility, binding authority or the issuing affiliate. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation. | CNA directs agents to Agent Center for applications. 7Company-reported. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US management/professional liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control. |
Full Comparison
More AIG vs CNA Comparisons
Other Management Liability Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Management & Professional Liability Insurance | AIG US. AIG US; Products and solutions; Financial Lines applications; Forms and Applications; Brokers: Meet Your AIG Team, lines 327–336. Accessed 2026-09-28.
CNA
- Insurance for Small Businesses. CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark). Accessed 2026-09-28.
- CNA Connect Small Businessowners Policy (BOP) | CNA Insurance. CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
- General Disclaimer. CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29. Accessed 2026-09-29.
- Management Liability Insurance and Professional Liability | CNA Insurance. CNA; Management liability overview, coverages, Epack 3. Accessed 2026-09-28.
Management Liability Insurance Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
- Management Liability Insurance. The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
- The ForeFront Portfolio. Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage. Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16.
- Liability Coverage Terms and Conditions. Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16.
- Private Company Directors and Officers Liability Coverage Application. Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16.
