What Is AIG?
AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. 1,2
What Is Chubb?
Chubb fits technology firms seeking DigiTech ERM or small businesses with up to $30 million in revenue seeking a BOP; buyers wanting an instant direct purchase should compare online carriers. Agents can quote eligible small accounts, with a faster cyber route. 4,5,6
What Is Inland Marine Insurance?
If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. 8,9
Key Differences in Inland Marine Insurance
Tailored carrier products and account scope
AIG markets inland marine through transportation/logistics and construction/equipment offerings. Chubb says it underwrites inland marine directly and lists builders’ risk, contractors’ equipment, engineered project risks and leased or financed property. Both address moving or project-related assets, but Chubb’s catalog names distinct product forms. Contractors should identify whether they need scheduled equipment, a construction project policy or protection for leased property before asking each insurer for terms. 3 7
Loss control and quote access
Chubb says regular loss-control service is included in the premium, with more complex risk evaluation available for a fee; it also offers online quoting tools for builders’ risk and contractors’ equipment. AIG describes marine risk consulting, engineering and claims resources, including route or equipment review where applicable. Ask which service applies to the specific policy and whether any consultation has a separate charge. 7 3
Online quote and insurer identity
Chubb allows quote requests online or through an appointed independent agent or broker. AIG’s overview does not specify an application channel or identify the insurer for a given placement. Ask AIG who will issue the policy and how to submit values and locations; compare each quote’s covered causes, deductibles and limits rather than relying on product names. 7 3
What to Confirm in Inland Marine Insurance Quotes
- Which Chubb product form matches your property, and which risk-control services or consultations are included or fee-based?
- Who issues the AIG policy, and what property, causes, transit stages, limits and deductibles are scheduled?
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
AIG
Review Score
2 rated sources
Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.[1][2]
Read AIG reviewsChubb
Review Score
5 rated sources
Chubb earns 5/5 from NerdWallet, which reports fewer-than-expected commercial property and liability complaints. Customer ratings are mixed across products and locations.[1][4][7][8][9]
Read Chubb reviewsOffering Details
AIG vs Chubb: Inland Marine Insurance: documented features by provider
| Criteria | AIG Inland Marine Insurance | Chubb Inland Marine Insurance |
|---|---|---|
| Role in This Line | AIG markets inland marine insurance through transportation/logistics and construction/equipment offerings. The exact insurer and legal form for a particular placement are not identified on the overview page. 3Company-reported. Role in this product is limited to the description on the linked AIG source. | Chubb underwrites inland marine coverage directly and describes it as tailorable to a business's specific inland marine risks rather than a single fixed product. 7Company-reported. Inland Marine product page. |
| Who It’s For | AIG identifies transportation and logistics businesses and construction or equipment exposures, including contractors, equipment and movable business property. The public overview is not a complete applicant eligibility schedule. 3Company-reported. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability. | Chubb positions its inland marine solutions for transportation and logistics companies, contractors and developers, and describes coverage scaling from single-location residential builders to regional homebuilders. 7Company-reported. Product page introduction and Homebuilders builders' risk description. |
| Coverage Features | AIG describes inland marine protection for movable property and lists transportation/logistics plus construction/equipment categories. The page does not determine which property, causes, locations or transit stages are covered in a buyer’s policy. 3Company-reported. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations. | Chubb's inland marine line includes builders' risk insurance, homebuilders builders' risk for residential contractors, engineered risk insurance for large civil transportation and utility projects, contractors equipment insurance for construction equipment fleets, and coverage for leased or financed property. 7Company-reported. Innovative inland marine insurance coverage solutions list; each is a distinct sub-product. |
| Limits and Retentions | Published capacity figures are segment-specific and do not establish a buyer’s policy limit. Confirm the scheduled property, sublimits, catastrophe terms and deductible in the quote and policy. 3Not publicly disclosed. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy. | The reviewed page does not publish specific coverage limits or deductibles for inland marine coverage; these vary by sub-product. 7Not found in reviewed sources. Inland Marine product page as read on 2026-09-23. |
| Risk Services | AIG describes marine risk consulting, risk engineering and claims resources, including route or equipment-risk review where applicable. Its Claims Promise applies only after coverage confirmation and to specified agreed-loss circumstances. 3Company-reported. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed. | Chubb says regular loss-control services are included as part of the inland marine premium, with more complex risk evaluation and management consultations available on a fee-for-service basis, and offers u*writer Builders Risk and u*writer Contractors Equipment as web-based quoting tools. 7Company-reported. Inland marine engineering services and Online tools & solutions sections. |
| How to Apply | Confirm in your quote. | You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place inland marine coverage. 7Company-reported. Inland Marine product page quote call-to-action for business owners and for agents and brokers. |
Full Comparison
More AIG vs Chubb Comparisons
Other Inland Marine Insurance Comparisons
Sources
AIG
- Investor Relations. American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
- Business. AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
- Inland Marine Insurance. AIG; Official AIG Inland Marine page, lines 242–286: transportation/logistics and construction/equipment segments, example classes, advertised capacity, loss-control and claims support, and policy caveat. Accessed 2026-09-30.
Chubb
- Insurance For Technology Companies. Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
- Terms Of Use. Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
- Cyber Insurance Coverage & Products. Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
- Inland Marine Insurance. Chubb; Innovative inland marine insurance coverage solutions list: builders' risk, homebuilders builders' risk, engineered risk, contractors equipment, leased property & installment sales; Inland marine engineering services section. Accessed 2026-09-23.
Inland Marine Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
- Inland Marine Policy: Contractors’ Equipment. Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.
