What Does Umbrella and Excess Liability Insurance from Zurich U.S. Cover?
Zurich U.S. offers commercial umbrella and excess liability insurance, combining follow-form excess liability with lead umbrella liability.
Zurich Commercial Umbrella and Excess Liability · Updated
Zurich U.S. Umbrella and Excess Liability Coverage Features
Zurich Commercial Umbrella combines Coverage A follow-form excess liability and Coverage B lead umbrella liability. 1
Company-reportedZurich U.S. brand; exact underwriting company may vary by policy and state; commercial umbrella and excess liability; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms.
Zurich’s Excess Claims Made Facility offers up to $100 million in claims-made excess casualty coverage and may consider customized wording; it is a joint Zurich, Chubb and National Indemnity facility. 1
Company-reportedZurich U.S. brand; exact underwriting company may vary by policy and state; commercial umbrella and excess liability; United States. Facility capacity and terms are shared among Zurich, Chubb and Berkshire Hathaway National Indemnity; do not attribute the whole facility solely to Zurich.
Zurich U.S. Umbrella and Excess Liability Limits and Retentions
Coverage C Casualty Business Crisis Expense reimburses emergency expenses up to $250,000. 1
Company-reportedZurich U.S. brand; exact underwriting company may vary by policy and state; commercial umbrella and excess liability; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms.
Zurich U.S. Umbrella and Excess Liability Insurance Compared
Other Coverage Lines Documented for Zurich U.S.
Sources for Zurich U.S. Umbrella and Excess Liability Insurance
- Commercial Umbrella Insurance Coverage | Zurich Insurance. Zurich U.S.; Umbrella and excess coverage forms, crisis expense limit, excess claims-made facility. Accessed 2026-09-28.
