Liberty Mutual Business Owner’s Policy
Liberty Mutual Small Business Business Owner’s Policy
Liberty Mutual markets a small-business BOP through its retail business channel. 1Company-reported. Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.
Who It’s For
The page positions the product for small businesses and refers buyers to independent agents; it is not evidence of a mid-market BOP or universal availability. 1Company-reported. Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.
Coverage Features
The page describes a BOP combining commercial property and general liability, with optional cyber or professional-liability additions; it distinguishes separate policies such as auto and workers’ compensation. 1Company-reported. Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.
Limits and Retentions
Not publicly disclosed. The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. 1Ask for the quote and specimen or issued policy forms before treating a listed feature as covered.
How to Apply
Liberty Mutual directs small-business buyers to independent-agent distribution for this BOP. 1Company-reported. Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.
Other Liberty Mutual Coverage Lines
Sources
- Business owner's policy insurance. Liberty Mutual; Opened September 29, 2026. Lines 21–45 describe a small-business BOP combining property and general liability, common coverages, and optional cyber/professional-liability supplements. Lines 53–55 identify independent-agent distribution; lines 113–121 distinguish standalone GL, BOP, commercial package policy and separate commercial auto, workers compensation, farm, and inland marine risks. This is the small-business retail offer, not a mid-market form or issuer-level disclosure. Accessed 2026-09-29.
